Your Mortgage on Your Time
Applying for a mortgage doesn't have to be hard. Enjoy the convenience of our mortgage application process, streamlining the entire experience to suit your schedule and needs.
Easy-To-Use Interface
Apply from your home, on-the-go or when it’s most convenient for you. Centier’s intuitive and streamlined lending process lets you apply for a home loan in minutes.
Get Your Loan Faster
Get your loan up to 8-10 days faster if you qualify, with Centier’s expedited approvals. That means moving into your dream home even sooner.
Safe and Secure Portal
Our end-to-end encryption is a secure way to send information privately online. Safely upload your documents and complete your application with an electronic signature and peace of mind.
We offer a variety of mortgage loan products with competitive rates, great service and low closing costs. Contact us today and get started with your home loan.
- Conventional Fixed and Adjustable Rate products
- FHA and VA loans
- Jumbo Fixed and Adjustable rate products
- New Construction Lending with a one-time close and extended rate lock period
- Lot Loans
- Second and Vacation Home Loans
- Indiana Housing and Community Development Loans
If you prefer to speak with a loan officer or meet in person, let’s connect. Our experience is what makes Centier the bank of choice in Indiana for home loans. Contact your loan officer today.
Meet Your Mortgage Lending Officer

Justin Schreiber
NMLS# 1116851
244 E. Carmel Dr.
Carmel, IN 46032
Justin is an alumnus of Indiana University Bloomington, and holds a Bachelor of Science degree in Management and a certificate in finance. Justin is a member of Habitat for Humanity, Boy’s and Girls Club of Boone County, Susie’s Place, and Cystic Fibrosis Foundation. He is a licensed notary, and has over seven years of retail banking experience and mortgage loan originating. He resides in Westfield with his wife, Ashley.
Centier Bank is a proud member of the Indiana Mortgage Bankers Association and the Mortgage Bankers Association of America. Centier also partners with Freddie Mac and offers many of their loan products.

Disclosures
Secure and Fair Enforcement for Mortgage Licensing Act (S.A.F.E. Act) The SAFE Act requires Mortgage Loan Originators (MLOs) employed by federally insured depository institutions to register with the Nationwide Mortgage Licensing System and Registry ("the Registry") and to maintain and renew their registration in that system annually. Click on the link below to view Centier employees registered with the Nationwide Mortgage Licensing System and Registry.
SAFE Act Registered Mortgage Originators
Centier Bank NMLS #408076