| Live Chat Operator: | 
|
Cash Management Services
The Right Cash Management Solutions for Your Business
Centier Cash Management Services provide innovative and integrated service enhancements that support your broader working capital needs. Our services help you automate your accounting responsibilities so that you can eliminate administration time and focus on your growing business.
Successful financial management of your business begins with Centier. Centier's business bankers can work with your needs to offer competitive, relationship-based pricing. Our cash management manager, Rich Day will work hand-in-hand with you to recommend the right solutions for your business to save you both time and money.
Our Experienced Bankers Help You...
- Establish controls for monitoring receivables and controlling disbursement.
- Accelerate cash flow.
- Improve internal efficiencies and reduce time for account activity and research.
Information Reporting
Online banking access from your office to review all aspects of your banking needs.
Business Banking Online
For added convenience with your Centier checking account, sign up for online banking access to review transactions, balance your account, and perform account transfers online.
Personalized solutions from a world-class team.
Personal Services
Centier business bankers pride themselves on providing a world-class service experience. A variety of financial services exist for your personal and business needs, simply contact your Centier business banker for more information.
Receivables
Make electronic deposits right from your desk. View Demo
Remote Deposit Capture
Remote Deposit Capture ensures a quick turnaround for the availability of funds and allows you to extend your business day with extended deposit deadlines. Overall, you can reduce costs for your company by eliminating trips to the bank.
Manage funds from multiple business accounts.
Electronic ACH Services
ACH is an effective tool to concentrate and manage funds from multiple depository accounts at other institutions. Detailed reports provide an audit trail of your cash movement. ACH is frequently used for direct deposit payroll, tax payments, consumer-to-business recurring payments, and business-to-business payments.
Simplify receivable processing.
Lockbox Services
A Commercial Lockbox allows clients to send payments directly to Centier where we manage your account by retrieving, imaging, and depositing remittances to your business.
Money Management
Invest idle balances to earn income.
Investment Sweep
Automatically transfer excess funds to earn income. Interest is paid monthly on balances in excess of a target collected balance. Investment options include repurchase agreements and money market funds.
Connect your line of credit to your Commercial Sweep Account.
Line of Credit Sweep
Maximize your cash management by combining your Commercial Sweep Account with your operating line of credit. Collected funds in excess of target balance are transferred to an investment account, or used to pay down your operating line of credit.
Consolidate accounts to increase efficiency.
Zero Balance Checking
Consolidate multiple business account balances into one corporate account while keeping activity recorded separately in your Commercial Checking accounts. Centier can help you avoid time-consuming transfers between accounts with this automated account service.
Merchant Card Services
Get paid faster by accepting credit and debit card payments.
Merchant Processing
This service allows businesses to accept credit card payments from customers who prefer to use electronic payment for goods and services. Our competitive service and processing rates will help save you time and money through reduced paperwork and expense.
Fraud Detection
Anti-fraud detection that protects your business against altered or unauthorized checks.
Positive Pay
Positive Pay is an automated, anti-fraud detection tool that protects companies against altered checks and counterfeit check fraud. This service matches the account number, check number and dollar amount of each check presented for payment against a list of checks previously authorized and issued by the company. The service requires the company to send (transmit) a file of issued checks to the bank each day checks are written.
Payments
Direct deposit allows quick and easy payroll processing.
Direct Deposit
Save time and money by eliminating paper checks and improving efficiencies. With Direct Deposit, you can pay employees directly by electronically transferring payroll funds into their checking or savings accounts.
Receive images of checks and deposited items.
CD ROM Imaging
Manage your canceled checks right from your office computer with check and deposit imaging. Your check images are received via CD, giving you an efficient, cost-effective alternative to viewing and storing your checks. This convenient alternative eliminates the need to photocopy and provides you with a quick and easy retrieval system for researching checks or deposits.
Cash Services
Secure armored transportation of your cash, coin and valuable assets.
Armored Car Service
Rest easy knowing we can assist in securing a reliable armored transportation service that is completely secure, accurate, dependable and insured. Know your shipment is always securely handled.
Copyright © 2000-2012 Centier Bank. All Rights Reserved. Privacy Notice | Disclosures | Terms of Use | Site Map | Correspondent Bank Info
Important Disclosures Regarding the New FDIC Insurance Rules. Click here for further information.
