Employee Benefits

Managing a growing business is time consuming and Centier can help! Centier has designed specialized programs that will make managing your assets worry free.

Individual Retirement Accounts (IRAs)*
Earnings may be tax-exempt or tax-deferred when you choose from among traditional, Roth, or education IRA offerings. A variety of investment options and self-directed plans are available.

SEP and Keogh Plans*
SEPs and Keoghs provide retirement options for small businesses, including self-employed persons, sole proprietorships, and partnerships. A SEP works much like an IRA, except the employer may also make IRA contributions on behalf of the employees. A Keogh is a qualified retirement plan subject to all guidelines and reporting requirements of profit sharing and pension plans.

We offer flexible investment options with 800 numbers and Internet access to monitor participant account data and investment changes. We also provide employee enrollment and educational programs.

Trust and Investment Management Services*
Our Trust & Investment Management Department assists clients in these general areas:

Overseeing retirement plans for corporations
Providing employee education seminars for retirement investing
Managing retirement assets for individuals
Managing funds for individuals, corporations, governmental bodies, foundations and charitable organizations
Wills, estate and tax planning
Land, insurance, charitable and retirement trusts

Brokerage Services
Through an established relationship with National Planning Corporation, the Centier Investment Center is pleased to offer you the following investment services:

Stocks, bonds, and mutual funds
Treasuries, Corporate bonds, CDs, and Agency Issues
Tax-free Municipal Bonds and Tax Deferred Pension Plans
A variety of Short-term liquid investments
Fixed and Variable Annuities

Health Savings Accounts (HSAs)

An HSA is an innovative solution for businesses with a high-deductible health insurance plan. With an HSA, individuals can contribute to a tax-sheltered savings account from which contributions are used for current and future qualified health related expenses. More Details

Retirement Services for Your Company
Providing ways of helping your employees save for their retirement or college expenses is a great way to retain good employees. Centier offers plans customized to the specific needs of you, the employer, and your employees.

Manage 401(k) pension & profit sharing plans
Retirement plan design and consultation
Employee enrollment and asset allocation selection
Providing employee education seminars
Flexible investment options with an 800 number and internet access
Personal banking services for employees
Payroll deduction 529 College Savings Plans

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