Disclosures

Government regulations require that we make the following disclosures available to you when you open an account with Centier. You may print these disclosures for your files, if you wish.

FDIC Transaction Account Guarantee Program

Centier Bank is participating in the FDIC’s Transaction Account Guarantee Program. Under this program, through December 31, 2010, all non-interest bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC’s general deposit insurance rules. This also includes accounts commonly known as Interest on Lawyers Trust Accounts (IOLTAs) (or functionally equivalent accounts), and all Negotiable Order of Withdrawal accounts (NOW accounts).

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