Rates are posted for your convenience in making financial decisions. Realize they are subject to change. To check rates, or to speak with a Personal Banker, please contact us at our Client Service Center.
With terms ranging from 3 months to 60 months, CDs compound daily and are automatically renewable unless otherwise noted. There is a $1,000 minimum on CDs, unless otherwise noted, and the rate is guaranteed for the term of the certificate.
You may apply for CDs online by clicking on the links below . CDs can also be opened at Centier branch locations or by calling our Client Service Center.
Date Effective: 1/24/2012
CD Term |
Apply Now |
Product Description |
Interest Rate |
APY* |
Minimum Opening Balance |
||
| 7 Month** |
|
Weekly special. | 0.40% | 0.40% | $1,000 | ||
3 Month |
|
Short-term CD allows you access to your funds in ten months or less. |
0.10% |
0.10% |
$1,000 |
||
6 Month |
|
Short-term CD allows you access to your funds in ten months or less. |
0.20% |
0.20% |
$1,000 |
||
9 Month |
|
Short-term CD allows you access to your funds in ten months or less. |
0.25% |
0.25% |
$1,000 |
||
12 Month |
|
Long-term CD allows you to earn a fixed rate of interest over an extended period. | 0.30% | 0.30% | $1,000 | ||
18 Month |
|
Long-term CD allows you to earn a fixed rate of interest over an extended period. |
0.40% |
0.40% |
$1,000 |
||
24 Month |
|
Long-term CD allows you to earn a fixed rate of interest over an extended period. | 0.50% | 0.50% | $1,000 | ||
36 Month |
|
Long-term CD allows you to earn a fixed rate of interest over an extended period. | 0.75% | 0.75% | $1,000 | ||
36 Month Climbing Rate*** |
|
Receive the benefit of a higher return with the ability to withdraw funds at any sixth month interval. | Blended 0.70% | Blended 0.70% | $1,000 | ||
| 36 Month Guaranteed Growth**** |
|
Receive the benefit of a higher return with the ability to withdraw funds at any one year interval. | Blended 0.75% | Blended 0.75% | $1,000 | ||
48 Month |
|
Long-term CD allows you to earn a fixed rate of interest over an extended period. | 0.90% | 0.90% | $1,000 | ||
60 Month |
|
Long-term CD allows you to earn a fixed rate of interest over an extended period. | 1.00% | 1.00% | $1,000 | ||
| 60 Month Guaranteed Growth**** |
|
Receive the benefit of a higher return with the ability to withdraw funds at any one year interval. | Blended 1.00% | Blended 1.00% | $1,000 |
* Annual Percentage Yield
** Special - Only available with checking account
*** Funds may be withdrawn without penalty at any six month interval
**** Funds may be withdrawn without penalty at any one year interval
Government regulations require that we make the following disclosures available to you when you open an account with Centier. You may print these disclosures for your files, if you wish. Disclosures.
Customer Notice: To assist the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account. When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents. Thank you for your cooperation.
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