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CD Rates

Certificates of Deposit (CDs) | CD Rates | Apply On-Line (CD) | Individual Retirement Accounts (IRAs)

Current Rates

Rates are posted for your convenience in making financial decisions. Realize they are subject to change. To check rates, or to speak with a Personal Banker, please contact us at our Client Service Center.

With terms ranging from 91 days to 5 years, CDs compound daily and are automatically renewable, unless otherwise noted. There is a $1,000 minimum on CDs, unless otherwise noted, and the rate is guaranteed for the term of the certificate. In addition to the more traditional terms, Centier also offers some unique certificates to give you more options for you

You may apply for some CDs online by clicking on the link above. All other CDs need to be opened either at a convenient Centier branch location or by calling our Client Service Call Center.

For a complete listing of our CD rates click here.

Date Effective: 11/17/2009

CD Term	Apply Now	Product Description	Interest Rate	APY*	Minimum Opening Balance
CD Special 10 Month**	Apply Now	Weekly special.	1.24%	1.25%	$1,000
3 Year Climbing Rate	Apply Now	Receive the benefit of a higher return with the ability to withdraw funds at any sixth month interval.	Blended 1.49%	Blended 1.50%	$1,000
7 Month	Apply Now	Short-term CD allows you access to your funds in ten months or less.	0.50%	0.50%	$1,000
9 Month	Apply Now	Short-term CD allows you access to your funds in ten months or less.	0.75%	0.75%	$1,000
13 Month	Apply Now	Lengthen your term a bit and receive a better return with our 13 month CD.	1.00%	1.00%	$1,000
18 Month	Apply Now	With a term of 18 months, your money has more time to multiply.	1.00%	1.00%	$1,000
2 Year	Apply Now	Long-term CD allows you to earn a fixed rate of interest over an extended period.	1.24%	1.25%	$1,000
4 Year	Apply Now	Long-term CD allows you to earn a fixed rate of interest over an extended period.	1.73%	1.75%	$1,000
5 Year	Apply Now	Long-term CD allows you to earn a fixed rate of interest over an extended period.	1.98%	2.00%	$1,000

* Annual Percentage Yield

** Special - Only available with checking account

Government regulations require that financial institutions make disclosures available to you when you apply for a new account. You may read and print our disclosures by clicking the following link - Disclosures.

Customer Notice: To assist the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account. When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents. Thank you for your cooperation.

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