Certificates of Deposit (CDs)

Certificates of Deposit (CDs) | CD Rates | Apply On-Line (CD) | Individual Retirement Accounts (IRAs)

Combining Security and Growth

Centier Bank offers a wide variety of Certificates of Deposit, with terms ranging from 91 days to five years. Beginning with a $1,000 minimum, each CD compounds daily and is automatically renewable. Interest conscious individuals seeking maximum returns may benefit from special options that include a unique Climbing Rate CD, featuring an interest rate increase every six months or every year. Rates are subject to change on a weekly basis.

You may apply for some CDs online by clicking on the link above. All other CDs need to be opened either at a convenient Centier branch location or by calling our Client Service Call Center.

Term CDs

Terms are available from 91 days to 5 years.
$1,000 minimum balance to open
Interest is compounded daily.
Automatic renewal.

Option CD

Two-year term.
Bump up your rate one time during the initial term if the rate rises.

Climbing Rate CD

36-month CD that climbs to a higher rate every 6 months.
Option to withdraw funds without penalty at the end of each 6-month period.

Guaranteed Growth CD

36-month CD that climbs to a higher rate every 12 months.
Funds may be withdrawn without penalty at any one year interval.

Birthday CD

Exclusive CD only for individuals with a 50 Advantage Free Interest Checking account.
Earn additional interest points for every year beyond 50.
Personal deposits only.

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Certificates of Deposit (CDs)

Certificates of Deposit (CDs) | CD Rates | Apply On-Line (CD) | Individual Retirement Accounts (IRAs)

Combining Security and Growth

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