
Certificates of Deposit (CDs)
Combining Security and Growth
Centier Bank offers a wide variety of Certificates of Deposit, with terms ranging from 91 days to five years. Beginning with a $1,000 minimum, each CD compounds daily and is automatically renewable. Interest conscious individuals seeking maximum returns may benefit from special options that include a unique Climbing Rate CD, featuring an interest rate increase every six months or every year. Rates are subject to change on a weekly basis.
You may apply for some CDs online by clicking on the link above. All other CDs need to be opened either at a convenient Centier branch location or by calling our Client Service Call Center.
Term CDs
- Terms are available from 91 days to 5 years.
- $1,000 minimum balance to open (*unless otherwise indicated).
- Interest is compounded daily.
- Automatic renewal.
Option CD
- Two-year term.
- Bump up your rate one time during the initial term if the rate rises.
- Personal deposits only.
Climbing Rate CD
- 36-month CD that climbs to a higher rate every 6 months.
- Option to withdraw funds without penalty at the end of each 6-month period.
- Personal deposits only.
Birthday CD
- Exclusive CD only for
individuals with a 50 Advantage Free Interest Checking
account.
- Interest grows as you age.
- Earn additional interest points for every year beyond 50.
- Personal deposits only.