Individual Retirement Accounts (IRAs)

Certificates of Deposit (CDs) | CD Rates | Apply On-Line (CD) | Individual Retirement Accounts (IRAs)

Planning Your Retirement

An Individual Retirement Account (IRA) is a proactive approach to saving and retirement planning. Whether your interests are in college planning or retirement investing, Centier Bank offers a variety of IRAs to suit your needs. Visit your nearest Centier branch location to open a new IRA, or contact Centier's Client Service Call Center for assistance.

Fixed Rate IRA

1, 2, 3, 4, or 5 year Time Deposit with interest rate established weekly and guaranteed
for the term of the certificate.
Interest on deposits will compound semi-annually.
Minimum deposit is $500.
Additions made in $100 minimums.
Annual statement.

Variable-Rate IRA

12 month IRA.
Variable annual percentage yield based on the monthly rate of 91 day Treasury Bills.
Maturity is calculated from the date of the first deposit.
Compounds semi-annually.
Minimum deposit required is $500.

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