Home Equity Loans & Lines

Apply Today! Please choose an option below:

NO FEE, Fixed-Rate Home Equity & Home Improvement Loans

Centier's NO FEE Home Equity Loans offer you the convenience of a low fixed rate and extended terms to fit your budget. And, as always, Centier's Home Equity Loans feature NO application fee, appraisal fee, or title fees*. The interest on your Centier Home Equity Loan may be tax deductible - be sure to consult your tax advisor. Apply for your NO FEE Home Equity Loan today!

Home Equity Lines of Credit

Centier offers various types of equity lines to suit your needs. Our Prime Line Fixed-Rate home equity line of credit gives you the benefit of a fixed-rate for the entire term of the loan, while still providing the flexibility of using only the amount of equity you need with the ease of writing a check. Apply for your Prime Line Fixed-Rate equity line today!

Apply on LoanLine

In addition to applying online or at any of Centier's convenient locations, you can apply for your home equity loan by phone with Centier's LoanLine. Just call Centier's Client Service Center at (219) 756-BANK (219-756-2265) in Lake County or 1-888-CENTIER (1-888-236-8437) elsewhere.

*No Fee is available for loans up to 90% LTV. Bridge loans are also excluded.

Please note - Centier Bank installment loans are available only to Northern Indiana residents in Fulton, Jasper, Lake, La Porte, Marshall, Newton, Porter, Pulaski, Starke, Tippecanoe, and St. Joseph counties.

Government regulations require that financial institutions make disclosures available to you when you apply for a new account. You may read and print our disclosures by clicking the following link - Disclosures.

Customer Notice: To assist the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account. When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents. Thank you for your cooperation.

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