New Overdraft Rules

Recent regulatory changes adopted by the Board of Governors of the Federal Reserve require us to change the standard overdraft practices that apply to all personal checking accounts.

These changes will require Centier to discontinue your overdraft protection for ATM and everyday debit card transactions unless you affirmatively agree, or “opt-in,” to overdraft protection for these transactions.

This means that unless you tell us that you want us to continue to apply our standard overdraft services to your ATM and everyday debit card transactions, we will decline any transaction that overdraws the account. However, any overdraft protection you may have for checks, automatic bill payments and other transactions made using your checking account number will remain unchanged.

For more information, click here.

If you would like to opt-in and authorize Centier to pay overdrafts on your ATM and everyday Debit Card transactions, please take action now to avoid the loss of this service.

If you would like to revoke your previous opt-in please click here.

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