Trust Services

Experienced Professionals to Serve You

Our Trust experts provide skilled guidance in a variety of areas, including will, estate and tax planning. We can assist you with the implementation of your estate and tax plan to ensure that your beneficiaries receive as much of your assets as possible. Proper planning should result in providing long-term financial security for your family, maximize your estate tax savings, and provide for your care in the event of disability.

Market Review Newsletter

Investment Management

Clients who desire to invest to build and preserve wealth, and who are not ready to consider a trust, will appreciate Centier's Investment Management Services. Listening carefully to your needs, we will develop an investment portfolio of mutual funds that is designed to achieve your investment goals.

For clients with more complex or dynamic investment needs, Centier has contracted with a number of Registered Investment Advisors to assist in the investment process. We have done the due diligence for you in selecting high-quality, professional money managers who advise on portfolios of individual securities and more dynamic asset allocation models. While these advisors typically offer their services only to the very rich on a direct basis, our arrangement makes them available to our trust, investment and wealth management clients.

Living Trusts

This popular planning technique provides you with access to world-class investment managers during your lifetime, while allowing you to avoid probate proceedings upon death. Even if you choose to be your own trustee Centier can help you with the investment management and record keeping functions that are critical to the success of your plan.

Trust Under Will (Testamentary)

Centier may serve as a trustee and money manager to handle investments and to make sure that your exact wishes are carried out when your plan is created by your will following probate. The functions and benefits are the same as under a living trust, except that there may be a significant delay in the probate process.

Retirement Rollovers

When individuals retire or leave a former employer, they often question what to do with substantial retirement plan balances. There are many significant tax, investment and estate planning issues to be considered. If you are about to receive $100,000 or more from a qualified retirement plan, we are here with the answers. Our IRA professionals have expertise in tax deferral, IRA beneficiary planning, coordinating with your estate plan and investment options to help maximize the benefits of what you receive.

Charitable Trust

Many people wish to delegate either a portion or an entire estate to charitable causes. Our Trust professionals also may advise in this capacity to ensure that your designations are fulfilled.

Estates

After your death, there is a legal process of seeing that wishes expressed in your will are fulfilled. An executor oversees tasks such as paying bills and collecting assets. Our expertise in dealing with tax complexities, appraisals, and the court system makes Centier a logical choice as executor for many situations.

Life Insurance Trust

As a tax-planning vehicle, a life insurance trust provides liquidity when it is needed most. As trustee, we can help avoid a variety of regulatory pitfalls. An Irrevocable Life Insurance Trust shelters the death proceeds from estate taxes and allow you to reduce your taxable estate during life by making gifts to the trust.

Guardianships

Centier can protect the financial interests of a minor child or incompetent adult from inappropriate claims from outside sources, as well as from their own mistakes, while providing an adequate income from the estate.

Risk Questionnaires

A series of questionnaires have been provided to help you determine the best course for your investment needs. Simply answer the questions to determine your score for a suggested model portfolio. These are simply guides to investing and should not be considered investment advice. You may choose to allocate your assets based on these portfolio illustrations or design a portfolio mix of your own. Your investment professional can provide details regarding the specific allocation of these Portfolio Mixes. In applying any particular asset allocation model to your individual situation, you should consider all of your assets, income and investments.

Future Retirement
Current Retirement
Education
Multiple Goals

Click here to contact a member of our Trust and Retirement Services team

Securities offered through PrimeVest Financial Services. Member NASD/SIPC. Securities provided through PrimeVest are not insured by FDIC or any government agency, may lose value, are not guaranteed or a deposit of the financial institution.

Back | Home

User ID:
Password:
	Forgot Your Password?