The Right Cash Management Solutions for Your Business
Centier Cash Management Services provide innovative and integrated service enhancements that support your broader working capital needs. Our services help you automate your accounting responsibilities so that you can eliminate administration time and focus on your growing business.
Cash Management Services
Online banking access from your office to review all aspects of your banking needs.
Business Banking Online
For added convenience with your Centier checking account, sign up for online banking access to review transactions, balance your account, and perform account transfers online.
Personalized solutions from a world-class team.
Centier business bankers pride themselves on providing a world-class service experience. A variety of financial services exist for your personal and business needs; simply contact your Centier business banker for more information.
Make electronic deposits right from your desk.
Remote Deposit Capture
Remote Deposit Capture ensures a quick turnaround for the availability of funds and allows you to extend your business day with extended deposit deadlines. Overall, you can reduce costs for your company by eliminating trips to the bank.
Simplify receivable processing.
A Commercial Lockbox allows clients to send payments directly to Centier where we manage your account by retrieving, imaging, and depositing remittances to your business.
Invest, Connect, and Consolidate
Invest idle balances to earn income
Automatically transfer excess funds to earn income. Interest is paid monthly on balances in excess of a target collected balance. Investment options include repurchase agreements and money market funds.
Line of Credit Sweep
Connect your line of credit to your Commercial Sweep Account
Maximize your cash management by combining your Commercial Sweep Account with your operating line of credit. Collected funds in excess of target balance are transferred to an investment account, or used to pay down your operating line of credit.
Zero Balance Checking
Consolidate accounts to increase efficiency.
Consolidate multiple business account balances into one corporate account while keeping activity recorded separately in your Commercial Checking accounts. Centier can help you avoid time-consuming transfers between accounts with this automated account service.
Get paid faster by accepting credit and debit card payments.
Centier’s Merchant Services partner will consult with you to understand the unique needs of your growing business. Together, we will create an innovative card processing solution that helps secure your business, gain efficiencies, and reduce costs.
As one of the largest electronic payment processors in North America, we are the single-source solution for all your customers’ payment processing needs.
World Class Technology
We understand that every business has unique needs and that’s why we constantly identify new technology to help improve the payment processing experience.
We are committed to offering competitive pricing & delivering significant expense reduction by minimizing interchange.
We maintain the security, accuracy, and confidentiality of all customer sensitive information to ensure the safety of your customers’ information and your business.
Dedicated staff will help you establish your account and manage your credit and debit card processing needs as your business grows. With a seasoned customer service team and a toll-free, 24/7 authorization help desk number at your fingertips, assistance is always as close as your telephone.
Anti-fraud detection that protects your business against altered or unauthorized checks.
Positive Pay is an automated, anti-fraud detection tool that protects companies against altered checks and counterfeit check fraud. This service matches the account number, check number and dollar amount of each check presented for payment against a list of checks previously authorized and issued by the company. The service requires the company to send (transmit) a file of issued checks to the bank each day checks are written.
Direct Deposit, Check and Deposit Images
Direct deposit allows quick and easy payroll processing
Save time and money by eliminating paper checks and improving efficiencies. With Direct Deposit, you can pay employees directly by electronically transferring payroll funds into their checking or savings accounts.
Electronic ACH Services
Manage funds from multiple business accounts.
ACH is an effective tool to concentrate and manage funds from multiple depository accounts at other institutions. Detailed reports provide an audit trail of your cash movement. ACH is frequently used for direct deposit payroll, tax payments, consumer-to-business recurring payments, and business-to-business payments.
CD Rom Imaging
Receive images of checks and deposited items.
Manage your canceled checks right from your office computer with check and deposit imaging. Your check images are received via CD, giving you an efficient, cost-effective alternative to viewing and storing your checks. This convenient alternative eliminates the need to photocopy and provides you with a quick and easy retrieval system for researching checks or deposits.
Secure armored transportation of your cash, coin and valuable assets
Armored Car Service
Rest easy knowing we can assist in securing a reliable armored transportation service that is completely secure, accurate, dependable and insured. Know your shipment is always securely handled.