Meet The Right Mortgage Loan Officer

Centier Mortgage Loan Officers have been putting homes & dreams together for families since we were founded in 1895. We have a wide variety of mortgage products tailored to meet your needs. Our products range from first time homebuyer programs to refinances and construction loans. We work with you to find the right mortgage program to fit your circumstances.

Brooke Christ

Mortgage Loan Officer

NMLS # 416863

Brooke Christ

Since joining Centier more than 13 years ago, Brooke has built a career that includes helping more than 2,500 families close more than $215 million in loans.

Brooke is active in both the Porter and La Porte Communities. She is a member of the NWI Mortgage Bankers Association, Greater Northwest Indiana Association of Realtors®, Valparaiso Chamber of Commerce, Home Builders Association of Northwest Indiana, and Indiana Mortgage Bankers Association. Brooke is a member of the Valparaiso CDC and works closely with Housing Opportunities, Inc., an affordable housing agency in Porter and La Porte counties.

Office: (219) 465-6118 X2112

Cell: (219) 608-5173

Fax: (219) 465-6024

› Email: bchrist@centier.com

150 Lincolnway
  Valparaiso IN 46383

Today's Mortgage Rates

Actual mortgage interest rates & APRs may vary based on credit history. Rates displayed assume that an escrow account for property taxes and insurance(s) will be established at time of loan closing.

Conventional-Indiana Rate (%) APR (%) Points (%)
Conforming 30 Year Fixed Rate 4.500 4.553 0.000
Conforming 20 Year Fixed Rate 4.250 4.322 0.000
Conforming 15 Year Fixed Rate 3.500 3.591 0.000
ARM-Indiana Rate (%) APR (%) Points (%)
5 Year Adjustable Rate-Libor 3.625 3.431 0.000
7 Year Adjustable Rate-Libor 4.000 3.652 0.000
FHA-Indiana Rate (%) APR (%) Points (%)
FHA 30 Year Fixed Rate 3.875 5.408 0.000
FHA 15 Year Fixed Rate 3.500 4.524 0.000

Get A Personalized Quote

Available Home Loan Products

We offer a variety of mortgage loan products with great rates,
great service & low closing costs.

  • Conventional Fixed Rates
  • Conventional Adjustable Rates (ARM's)
  • FHA Fixed Rates
  • Jumbo Fixed Rates
  • Jumbo Adjustable Rates (ARM's)
  • Construction-Perm Loans
  • Indiana Housing & Community Development Loans
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Thank you for choosing Centier Bank as your home mortgage lender. The following steps are critical to process your online mortgage application. Once you have completed your application, a Centier loan officer will contact you to discuss the application and answer any questions you may have. Your loan officer is also available to assist at any time during the mortgage process. At Centier, we pride ourselves on world class service and are happy to help you realize your dream of a new home.

IMPORTANT

In order for us to proceed with your loan request in a timely manner, we will need to receive copies of the following documents within 7 calendar days of your application:

  • Copies of all W-2’s and/or 1099 forms for all applicants for the past two years
  • Most recent pay stubs covering the last 30 days for all borrowers
  • Copies of the most recent bank statements for each checking, savings, money market, 401k, or any other depository accounts listed on your application
  • Application fee, paid either by credit card on the system, or check payable to Centier Bank
  • If you are purchasing a home, a legible copy of all pages of the Purchase Agreement signed by all buyers and sellers
  • IRS Form 4506T, “Request for Transcript of Tax Return,” signed by all applicants

Additional information specific to your loan request may also be required.

If the above documents are not provided to us within 7 calendar days of the application, we will assume you do not wish to proceed and we will give no further consideration to the application. Any costs incurred by Centier in conjunction with your loan application will be considered earned and are non-refundable.

I agree to the terms listed above and wish to continue with the online application.

Customer Quotes

“Buying a home is a big step, especially when choosing a USDA loan. Brooke and Centier’s lending team made this a joyful experience for everyone involved. Brooke proactively sent emails to all parties involved during every step of the loan process. Her energy and attitude made this a great experience for all.”
Kathy, Real Estate Broker

“I love working with Brooke. She is very efficient, returns my calls promptly, and always goes above and beyond to make sure everything is done quickly and correctly. She is a pleasure to work with. ”
Vicky, Real Estate Agent

“We have had the pleasure of working with Brooke over several years. Her professionalism and friendly manner has been greatly appreciated. We would highly recommend her to family and friends. ”
Jim & Terrie

“As big banks have moved in and bought up some of our regional banks, I find a clear loss of customer service and understanding. I have been a Centier client since the 90’s and have relied on Brooke for all my mortgage needs. Brook really understands the mortgage industry, and continues to provide great service. With her recommendations, we have taken advantage of several opportunities to save money through refinancing over the years. ”
John

“ I was fortunate to have the assistance of Brooke to guide me along each step of the mortgage process. From our first appointment, Brooke’s knowledge and expertise enabled me to know what my options were, and then secure the best rates available. Throughout what may be a daunting experience for many, Brooke’s considerate manner made a “business” connection that of a “caring” connection. I have been a customer of Centier Bank for many years, and the level of caring employees have for their customers is outstanding! Brooke ranks right at the top and has provided a positive experience every step of the way! ”
Maureen

Secure and Fair Enforcement for Mortgage Licensing Act (S.A.F.E. Act)

The SAFE Act requires Mortgage Loan Originators (MLOs) employed by federally insured depository institutions to register with the Nationwide Mortgage Licensing System and Registry (“the Registry”) and to maintain and renew their registration in that system annually. Click on the link below to view Centier employees registered with the Nationwide Mortgage Licensing System and Registry.

SAFE Act Registered Mortgage Originators

 

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