Home Equity Special

Home Equity Special

Home Equity Loan

Home Equity Loan Special/HELOC

Ready to start your next project? Need to pay off your debt? Refinance your home? Take a family vacation? Unlock your home’s value with a Centier Bank Home Equity Loan or Home Equity Line of Credit.

Centier's NO FEE Home Equity Loan Special 1 offers you the convenience of a low fixed rate and extended terms to fit your budget.

Centier's NO FEE Home Equity Line of Credit 2 features NO application fee, appraisal fee, or title fees, no prepayment penalty, and no closing costs.

Offer expires 06/05/2020

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Prime Line Home Equity Line of Credit

For more information, or to apply for a Home Equity Loan or Home Equity Line of Credit, contact us today.

Apply Online OR Call Our Client Service Center 1-888-CENTIER (1-888-236-8437)

Disclosures

Centier's NO FEE Home Equity Loan Special1

*(APR) Annual Percentage Rate. Terms and conditions subject to change without notice. Subject to credit approval. Offer expires 6/05/2020. Requires $2500 minimum new money advance.

1No fee applies only to owner occupied single family primary residences within our normal areas. Does not apply to non-owner occupied, rental, second homes, duplex, multi-family, bridge loans, or temporary financing.


Centier's NO FEE Home Equity Line of Credit2

2No Fee applies only to owner occupied single family residences within our normal areas. Does not apply to non-owner occupied, rental, duplex, multi-family, bridge loans, or temporary financing. Rates vary based on loan amount, loan-to-value, and occupancy. APR = Annual Percentage rate. Variable rates are based on the Wall Street Journal Prime Rate plus a margin, and are subject to change with the Prime Rate. As of 5/4/2020, Prime Rate was 3.25%. Margins range from .25% to 1.50%. Fixed rate options range from 5.25% APR to 6.50% APR, and are fixed for the term of the loan. Rate will not exceed 17.90% APR. Line of credit term is 10 years for access followed by 10 years for repayment only. Payment of the minimum monthly payment may result in a balloon payment at maturity. Property insurance required. Terms and conditions subject to change without notice. Subject to credit approval.

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