Centier Mortgages

Personal Banking / Mortgages & Loans

Buying & Refinancing a Home

For over 120 years we've helped people like you reach their goals of homeownership. We are an award-winning Indiana bank with a reputation for strong values and quality service. Centier has many options with competitive rates to help you achieve your goals.

Today's Mortgage Rates

Actual mortgage interest rates & APRs may vary based on credit history. Rates displayed assume that an escrow account for property taxes and insurance(s) will be established at time of loan closing. To view your estimated monthly payment, please enter your loan amount in the box to the right and hit the Submit button. Then click on the View Payment link for each loan type.

The information provided assumes the 0.5% discount point provided through optional enrollment in the Auto-Transfer Discount Option which requires automatic deduction from an eligible Centier checking account. $50.00 minimum deposit is required to open a checking account.

Conventional-Indiana Rate (%) APR (%) Points (%) Rebate (%) Payment
Conforming 30 Year Fixed Rate 4.000 4.080 0.000 0.375
Conforming 20 Year Fixed Rate 3.750 3.859 0.000 0.000
Conforming 15 Year Fixed Rate 3.250 3.387 0.000 0.000
VA-Indiana Rate (%) APR (%) Points (%) Rebate (%) Payment
VA 30 Year Fixed Rate 3.625 3.960 0.000 0.000
Jumbo-Indiana Rate (%) APR (%) Points (%) Rebate (%) Payment
Jumbo 30 Year Fixed Rate 4.000 4.080 0.000 0.125
Jumbo 15 Year Fixed Rate 3.375 3.513 0.000 0.375

Actual mortgage interest rates & APRs may vary based on credit history. Rates displayed assume that an escrow account for property taxes and insurance(s) will be established at time of loan closing.

Rates last updated on 9/20/2017

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Customer Quotes

"If you are looking for a lender, please check out Jen Pack! She was awesome from start to finish. She helped us when we first wanted to buy over a year ago. She gave us really helpful tips about credit and just helped us finally purchase our first home. Jen always had our best interest in mind. She gave us all of the options for loans and guided us to find the one that met our particular situation. I loved working with Jen because she was so personable. She helped us understand all the financial terms and explained every piece of paper thoroughly so we understood what was happening. Thank you so much Jennifer! It was an absolute pleasure working with you!" Centier Customer

"I had an instant rapport with Jennifer, which I feel is due to her well-developed people skills. She made the entire home buying experience less overwhelming. She explained all my options and gave me the chance to choose what was best suited for my needs. I would recommend her to anyone wishing to buy a home." Daniel

"Jennifer made us feel at ease from the first minute we walked into her office. She is friendly and personable. She explained everything to us and walked us through our home purchase with ease, laughter excitement and patience. She works for the best interest of her clients, which she proved to us time and time again throughout the process." Centier Customer

Available Home Loan Products

We offer a variety of mortgage loan products with great rates, great service & low closing costs. Contact us today to get started with your home loan.

  • Conventional Fixed and Adjustable Rates (ARM's)
  • FHA Fixed and Adjustable Rates (ARM’s)
  • VA Fixed and Adjustable Rates (ARM’s)
  • Jumbo Fixed and Adjustable Rates (ARM’s)
  • Construction – Perm Fixed and Adjustable Rates (ARM’s)
  • Indiana Housing and Community Development Loans
  • Lot Loans
  • Additional loan products may be available. Contact a Mortgage Loan Officer for details.

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One of the Best Places to Work in Indiana Freddie Mac Lender Mortgage Bankers Association

Work with the Best

Centier Bank is a proud member of the Indiana Mortgage Bankers Association and the Mortgage Bankers Association of America. Centier also partners with Freddie Mac and offers many of their loan products.


Secure and Fair Enforcement for Mortgage Licensing Act (S.A.F.E. Act) The SAFE Act requires Mortgage Loan Originators (MLOs) employed by federally insured depository institutions to register with the Nationwide Mortgage Licensing System and Registry ("the Registry") and to maintain and renew their registration in that system annually. Click on the link below to view Centier employees registered with the Nationwide Mortgage Licensing System and Registry.

SAFE Act Registered Mortgage Originators

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