Make your dreams come true with a variety of loan options.
Looking to lower your monthly payments, renovate your home, finance a college education or purchase a car? Centier can show you how to leverage your home's established equity and provide your best financing solution. You’ll get expert advice every step of the way – from application through closing.
Consumer Loans / Home Equity Loans
What You Need to Apply for a Home Equity Loan or Line of Credit:
Applying is easy. Here are a few things you will need to successfully complete the application.
- 15 minutes to complete the application
- The dollar amount you would like to borrow
- Information about your home:
- Purchase date and price
- Approximate market value
- Mortgage balance and monthly payment
- Government issued photo ID ( Driver’s license, US Passport, or a state-issued ID)
- Your annual income and any other income to be considered
- If consolidating debts, for each creditor you will need:
- Creditor name and account number
- Outstanding balance and monthly payment
What type of loan do you need?
Click Here for a Home Equity Loan or Line.
Click Here for a Consumer Loan (Loans for Cars, Boats, RVs, etc.).
Secure and Fair Enforcement for Mortgage Licensing Act (S.A.F.E. Act)
The SAFE Act requires Mortgage Loan Originators (MLOs) employed by federally insured depository institutions to register with the Nationwide Mortgage Licensing System and Registry (“the Registry”) and to maintain and renew their registration in that system annually. Click on the link below to view Centier employees registered with the Nationwide Mortgage Licensing System and Registry.
1 No Fee applies only to owner occupied single-family primary residences located in our normal lending area. Does not apply to non-owner occupied rental, second homes, duplex, multi-family, bridge loans, or temporary financing. Please note - Centier Bank installment loans are available only in our normal lending area.
2 If the application is submitted after normal business hours, it may take up to two business days to validate your requested information.
Customer Notice: To assist the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account. When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents. Thank you for your cooperation.