Meet Our Team / Cindy S. Jones
Cindy S. Jones
With nearly 25 years of experience in mortgage loan origination, Cindy has dedicated her career to making the dream of homeownership possible for families across Tippecanoe County. As a member of Lafayette’s growing mortgage lending team, she works closely with families to provide personalized service and attention to each stage of the mortgage process.
Cindy is a graduate of the Indiana Mortgage Academy. She serves on the Board of Directors for Jessie’s Kids, an organization that helps at-risk children in Tippecanoe County. She is also a lifelong resident of Lafayette, where she raised a family with her husband of 37 years, Terry.
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Today's Mortgage Rates
At Centier, we want to help you reach your goal of homeownership. Use our mortgage calculator to get an estimate of your monthly mortgage payment. You can also view today’s mortgage and interest rates or compare loan options.
|Conventional-Indiana||Rate (%)||APR (%)||Points (%)||Rebate (%)||Payment|
|Conforming 30 Year Fixed Rate||3.000||3.104||0.375||0.000||—|
|Conforming 20 Year Fixed Rate||3.000||3.133||0.250||0.000||—|
|Conforming 15 Year Fixed Rate||2.750||2.886||0.000||0.125||—|
|VA-Indiana||Rate (%)||APR (%)||Points (%)||Rebate (%)||Payment|
|VA 30 Year Fixed Rate||2.750||3.069||0.000||0.000||—|
|Jumbo-Indiana||Rate (%)||APR (%)||Points (%)||Rebate (%)||Payment|
|Jumbo 30 Year Fixed Rate||3.375||3.481||0.375||0.000||—|
|Jumbo 15 Year Fixed Rate||3.125||3.262||0.000||0.125||—|
|FHA-Indiana||Rate (%)||APR (%)||Points (%)||Rebate (%)||Payment|
|FHA 30 Year Fixed Rate||2.750||3.809||0.000||0.000||—|
Important Notices: Interest rates, annual percentage rates (APRs), discount points and rebates shown are subject to change without notice. Payments shown include principal, interest and mortgage insurance where applicable. Actual mortgage interest rates, Annual Percentage Rates (APRs), Discount points (Points), and/or Rebate may vary based on the borrower’s specific loan request and credit. Discount points are fees paid by the borrower to specifically reduce the interest rate of the loan. A discount point equals 1% of the loan amount. A Rebate is a credit given to the borrower by the lender and is generally used to pay closing costs. A borrower may receive a rebate by opting to have a higher interest rate. The rates displayed assume:
- An escrow account for property taxes and insurance(s) will be established at the time of closing.
- The property is an existing, single family home located in Indiana, that will be used as a primary residence.
- The borrower has a credit score of 740 or higher.
- Additional assumptions and program information can be found by clicking on the View Payment links.
Rates last updated on 9/25/2020
Available Home Loan Products
We offer a variety of mortgage loan products with competitive rates, great service and low closing costs. Contact us today and get started with your home loan.
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Secure and Fair Enforcement for Mortgage Licensing Act (S.A.F.E. Act) The SAFE Act requires Mortgage Loan Originators (MLOs) employed by federally insured depository institutions to register with the Nationwide Mortgage Licensing System and Registry ("the Registry") and to maintain and renew their registration in that system annually. Click on the link below to view Centier employees registered with the Nationwide Mortgage Licensing System and Registry.
Centier Bank NMLS # 408076