Meet the Right Loan Officer

Meet Our Team / Karyn Fish

Karyn Fish
NMLS #416880

Karyn Fish

Two names you can trust: Centier Bank and Karyn Fish. Karyn brings more than 30 years of lending experience and prides herself on exceptional customer service – to clients, realtors and builders. Karyn is well known in the area and has worked with thousands of clients over the past 25 years. "I am very excited and proud to be with Centier Bank," stated Karyn.

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Today's Mortgage Rates

At Centier, we want to help you reach your goal of homeownership. Use our mortgage calculator to get an estimate of your monthly mortgage payment. You can also view today’s mortgage and interest rates or compare loan options.

Conventional-Indiana Rate (%) APR (%) Points (%) Rebate (%) Payment
Conforming 30 Year Fixed Rate 3.500 3.607 0.375 0.000
Conforming 20 Year Fixed Rate 3.375 3.524 0.375 0.000
Conforming 15 Year Fixed Rate 3.125 3.262 0.000 0.000
VA-Indiana Rate (%) APR (%) Points (%) Rebate (%) Payment
VA 30 Year Fixed Rate 3.500 3.833 0.000 0.000
Jumbo-Indiana Rate (%) APR (%) Points (%) Rebate (%) Payment
Jumbo 30 Year Fixed Rate 3.875 3.994 0.500 0.000
Jumbo 15 Year Fixed Rate 3.500 3.640 0.000 0.000
FHA-Indiana Rate (%) APR (%) Points (%) Rebate (%) Payment
FHA 30 Year Fixed Rate 3.500 4.574 0.000 0.000

Important Notices: Interest rates, annual percentage rates (APRs), discount points and rebates shown are subject to change without notice. Payments shown include principal, interest and mortgage insurance where applicable. Actual mortgage interest rates, Annual Percentage Rates (APRs), Discount points (Points), and/or Rebate may vary based on the borrower’s specific loan request and credit. Discount points are fees paid by the borrower to specifically reduce the interest rate of the loan. A discount point equals 1% of the loan amount. A Rebate is a credit given to the borrower by the lender and is generally used to pay closing costs. A borrower may receive a rebate by opting to have a higher interest rate. The rates displayed assume:

  • An escrow account for property taxes and insurance(s) will be established at the time of closing.
  • The property is an existing, single family home located in Indiana, that will be used as a primary residence.
  • The borrower has a credit score of 740 or higher.
  • Additional assumptions and program information can be found by clicking on the View Payment links.

Rates last updated on 2/21/2020

Customer Quotes

"Karyn is the reason that we didn't even check the mortgage rates at any other bank, but came straight to Centier. I have such respect and gratitude for Karyn for both the business woman, and the caring, genuine person that she is. We will continue to spread the word of our wonderful experiences with Karyn and Centier Bank."Sandra

"I cannot thank Karyn enough for the immeasurable assistance she provided to my clients during their recent home purchase. Given the changing environment of today's real estate market, it is good to know that there are wonderful people like her in the residential lending arena. Her expertise, efficiency and professionalism was truly the key to a successful closing and a happy client. She will be my first suggestion to future clients looking for a superlative mortgage loan officer."Jim, Realtor

"We cannot begin to express our gratitude for the time and effort Karyn put in to help us secure the loan for our new home. You shine through your compassion, caring, helpfulness, professionalism and humility. Thank you!"The Randall's

Available Home Loan Products

We offer a variety of mortgage loan products with competitive rates, great service and low closing costs. Contact us today and get started with your home loan.

  • Conventional Fixed and Adjustable Rate products
  • FHA and VA loans
  • Jumbo Fixed and Adjustable rate products
  • New Construction Lending with a one-time close and extended rate lock period
  • Lot Loans
  • Second and Vacation Home Loans
  • Indiana Housing and Community Development Loans

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Available Loan Products


Secure and Fair Enforcement for Mortgage Licensing Act (S.A.F.E. Act) The SAFE Act requires Mortgage Loan Originators (MLOs) employed by federally insured depository institutions to register with the Nationwide Mortgage Licensing System and Registry ("the Registry") and to maintain and renew their registration in that system annually. Click on the link below to view Centier employees registered with the Nationwide Mortgage Licensing System and Registry.

SAFE Act Registered Mortgage Originators

Centier Bank NMLS # 408076

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