Meet Our Team / Rich Galbreath
Rich Galbreath is a longtime mortgage loan officer with more than 24 years of experience in residential lending. A past president of the Northeast Indiana Association of Mortgage Brokers, he seeks to earn the long-term trust of his clients by meeting any and all needs throughout the life of their loan.
Rich is well-versed in all types of mortgages and available to assist with a wide-range of products, including new construction, physician loans, jumbo fixed-rate loans, conventional and government mortgages.
Rich graduated from Indiana University-Fort Wayne, is a Veteran of the U.S. Air Force, and lives in Fort Wayne with his wife, Shelley. Together, they enjoy long walks, traveling, reading & writing, and serving with their church family at The Chapel.
Today's Mortgage Rates
At Centier, we want to help you reach your goal of homeownership. Use our mortgage calculator to get an estimate of your monthly mortgage payment. You can also view today’s mortgage and interest rates or compare loan options.
|Conventional-Indiana||Rate (%)||APR (%)||Points (%)||Rebate (%)||Payment|
|Conforming 30 Year Fixed Rate||4.625||4.707||0.000||0.000||—|
|Conforming 20 Year Fixed Rate||4.500||4.612||0.000||0.375||—|
|Conforming 15 Year Fixed Rate||4.125||4.267||0.000||0.000||—|
|Service Transferred 30 Year Fixed Rate||4.375||4.457||0.000||0.125||—|
|VA-Indiana||Rate (%)||APR (%)||Points (%)||Rebate (%)||Payment|
|VA 30 Year Fixed Rate||4.500||4.853||0.000||0.000||—|
|Jumbo-Indiana||Rate (%)||APR (%)||Points (%)||Rebate (%)||Payment|
|Jumbo 30 Year Fixed Rate||4.750||4.833||0.000||0.000||—|
|Jumbo 15 Year Fixed Rate||4.250||2.284||0.000||0.000||—|
Actual mortgage interest rates & APRs may vary based on credit history. Rates displayed assume that an escrow account for property taxes and insurance(s) will be established at time of loan closing. The information provided assumes the 0.5% discount point provided through optional enrollment in the Auto-Transfer Discount Option which requires automatic deduction from an eligible Centier checking account. For additional checking account disclosures, click here.
Rates last updated on 1/15/2019
Available Home Loan Products
We offer a variety of mortgage loan products with competitive rates, great service and low closing costs. Contact us today and get started with your home loan.
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Secure and Fair Enforcement for Mortgage Licensing Act (S.A.F.E. Act) The SAFE Act requires Mortgage Loan Originators (MLOs) employed by federally insured depository institutions to register with the Nationwide Mortgage Licensing System and Registry ("the Registry") and to maintain and renew their registration in that system annually. Click on the link below to view Centier employees registered with the Nationwide Mortgage Licensing System and Registry.