Meet the Right Loan Officer

Meet Our Team / Tom Lannan

Tom  Lannan
NMLS #713217

Tom Lannan

Tom Lannan is Mortgage Market Manager and Assistant Vice President serving the Carmel and Greenwood areas. 

Lannan boasts over 30 years of experience in the financial industry. He also gives back to his community by acting as a member of the Board of Directors for the Irvington Community Schools, along with serving on their Finance Committee. 

“Centier Bank has a commitment to being the best in the mortgage industry and I am excited to help the bank grow, particularly in the Greater Indianapolis area,” said Lannan. “There is exciting growth happening, and I am proud to be a part of an organization that places such a high value on its clients and associates.” 

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Today's Mortgage Rates

At Centier, we want to help you reach your goal of homeownership. Use our mortgage calculator to get an estimate of your monthly mortgage payment. You can also view today’s mortgage and interest rates or compare loan options.

Conventional-Indiana Rate (%) APR (%) Points (%) Rebate (%) Payment
Conforming 30 Year Fixed Rate 4.625 4.707 0.000 0.000
Conforming 20 Year Fixed Rate 4.500 4.612 0.000 0.375
Conforming 15 Year Fixed Rate 4.125 4.267 0.000 0.000
Service Transferred 30 Year Fixed Rate 4.375 4.457 0.000 0.125
VA-Indiana Rate (%) APR (%) Points (%) Rebate (%) Payment
VA 30 Year Fixed Rate 4.500 4.853 0.000 0.000
Jumbo-Indiana Rate (%) APR (%) Points (%) Rebate (%) Payment
Jumbo 30 Year Fixed Rate 4.750 4.833 0.000 0.000
Jumbo 15 Year Fixed Rate 4.250 2.284 0.000 0.000

Actual mortgage interest rates & APRs may vary based on credit history. Rates displayed assume that an escrow account for property taxes and insurance(s) will be established at time of loan closing. The information provided assumes the 0.5% discount point provided through optional enrollment in the Auto-Transfer Discount Option which requires automatic deduction from an eligible Centier checking account. For additional checking account disclosures, click here.

Rates last updated on 1/15/2019

Available Home Loan Products

We offer a variety of mortgage loan products with competitive rates, great service and low closing costs. Contact us today and get started with your home loan.

  • Conventional Fixed and Adjustable Rate products
  • FHA and VA loans
  • Jumbo Fixed and Adjustable rate products
  • New Construction Lending with a one-time close and extended rate lock period
  • Lot Loans
  • Second and Vacation Home Loans
  • Indiana Housing and Community Development Loans

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Available Loan Products


Secure and Fair Enforcement for Mortgage Licensing Act (S.A.F.E. Act) The SAFE Act requires Mortgage Loan Originators (MLOs) employed by federally insured depository institutions to register with the Nationwide Mortgage Licensing System and Registry ("the Registry") and to maintain and renew their registration in that system annually. Click on the link below to view Centier employees registered with the Nationwide Mortgage Licensing System and Registry.

SAFE Act Registered Mortgage Originators

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