Centier Mortgages

Personal Banking / Mortgages & Loans

Buying & Refinancing a Home

For over 120 years we've helped people like you reach their goals of homeownership. We are an award-winning Indiana bank with a reputation for strong values and quality service. Centier has many options with competitive rates to help you achieve your goals.

Available Home Loan Products

We offer a variety of mortgage loan products with competitive rates, great service and low closing costs. Contact us today and get started with your home loan.

  • Conventional Fixed and Adjustable Rate products
  • FHA and VA loans
  • Jumbo Fixed and Adjustable rate products
  • New Construction Lending with a one-time close and extended rate lock period
  • Lot Loans
  • Second and Vacation Home Loans
  • Indiana Housing and Community Development Loans

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Available Loan Products

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Customer Quotes

"We cannot begin to express our gratitude for the time and effort Karyn put in to help us secure the loan for our new home. You shine through your compassion, caring, helpfulness, professionalism and humility. Thank you!"The Randall's

"Jennifer was able to get my loan funded under tough circumstances. In spite of all the hurdles, she processed my loan super-fast, even when my friends in the mortgage business couldn't get it done."Renee

"If you are looking for a lender, please check out Jen Pack! She was awesome from start to finish. She helped us when we first wanted to buy over a year ago. She gave us really helpful tips about credit and just helped us finally purchase our first home. Jen always had our best interest in mind. She gave us all of the options for loans and guided us to find the one that met our particular situation. I loved working with Jen because she was so personable. She helped us understand all the financial terms and explained every piece of paper thoroughly so we understood what was happening. Thank you so much Jennifer! It was an absolute pleasure working with you!"Centier Customer


Today's Mortgage Rates

At Centier, we want to help you reach your goal of homeownership. Use our mortgage calculator to get an estimate of your monthly mortgage payment. You can also view today’s mortgage and interest rates or compare loan options.

Conventional-Indiana Rate (%) APR (%) Points (%) Rebate (%) Payment
Conforming 30 Year Fixed Rate 4.750 4.833 0.000 0.125
Conforming 20 Year Fixed Rate 4.625 4.707 0.000 0.250
Conforming 15 Year Fixed Rate 4.250 4.267 0.000 0.000
VA-Indiana Rate (%) APR (%) Points (%) Rebate (%) Payment
VA 30 Year Fixed Rate 4.500 4.853 0.000 0.000
Jumbo-Indiana Rate (%) APR (%) Points (%) Rebate (%) Payment
Jumbo 30 Year Fixed Rate 4.750 4.833 0.000 0.125
Jumbo 15 Year Fixed Rate 4.250 4.267 0.000 0.000

Actual mortgage interest rates & APRs may vary based on credit history. Rates displayed assume that an escrow account for property taxes and insurance(s) will be established at time of loan closing. The information provided assumes the 0.5% discount point provided through optional enrollment in the Auto-Transfer Discount Option which requires automatic deduction from an eligible Centier checking account. $50.00 minimum deposit is required to open a checking account.

Rates last updated on 6/18/2018

One of the Best Places to Work in Indiana Freddie Mac Lender Mortgage Bankers Association

Work with the Best

Centier Bank is a proud member of the Indiana Mortgage Bankers Association and the Mortgage Bankers Association of America. Centier also partners with Freddie Mac and offers many of their loan products.

Disclosures

Secure and Fair Enforcement for Mortgage Licensing Act (S.A.F.E. Act) The SAFE Act requires Mortgage Loan Originators (MLOs) employed by federally insured depository institutions to register with the Nationwide Mortgage Licensing System and Registry ("the Registry") and to maintain and renew their registration in that system annually. Click on the link below to view Centier employees registered with the Nationwide Mortgage Licensing System and Registry.

SAFE Act Registered Mortgage Originators

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