Centier Mortgages

Personal Banking / Mortgages & Loans

Buying & Refinancing a Home

For over 120 years we've helped people like you reach their goals of homeownership. We are an award-winning Indiana bank with a reputation for strong values and quality service. Centier has many options with competitive rates to help you achieve your goals.

Available Home Loan Products

We offer a variety of mortgage loan products with competitive rates, great service and low closing costs. Contact us today and get started with your home loan.

  • Conventional Fixed and Adjustable Rate products.
  • FHA and VA loans.
  • Jumbo Fixed and Adjustable rate products.
  • New Construction Lending with a one-time close and extended rate lock period.
  • Lot Loans.
  • Second and Vacation Home Loans.
  • Indiana Housing and Community Development Loans.

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Customer Quotes

"Jennifer helped us through the VA loan process which was a little more detailed than a regular mortgage. Sometimes I would call Jennifer twice in one day, and she was always helpful and upbeat. After one visit with Jennifer, I felt like we had been friends for years. Jennifer is very knowledgeable and easy to work with." K. Sue Myers

"In all of our real estate transactions, from purchasing to refinancing, I would never think of using anyone other than Jennifer. Her personal care and attention to our needs as a home owner far exceed any others in her line of work. She truly adds an unparalleled foresight into potential issues and/or questions prior to them surfacing. Her attention to detail and responsiveness is an extremely welcome approach in this day and age of technology and lack of personal communication." James & Celena

"Jennifer was able to get my loan funded under tough circumstances. In spite of all the hurdles, she processed my loan super-fast, even when my friends in the mortgage business couldn't get it done." Renee


Today's Mortgage Rates

Actual mortgage interest rates & APRs may vary based on credit history. Rates displayed assume that an escrow account for property taxes and insurance(s) will be established at time of loan closing. To view your estimated monthly payment, please enter your loan amount in the box to the right and hit the Submit button. Then click on the View Payment link for each loan type.

The information provided assumes the 0.5% discount point provided through optional enrollment in the Auto-Transfer Discount Option which requires automatic deduction from an eligible Centier checking account. $50.00 minimum deposit is required to open a checking account.

Conventional-Indiana Rate (%) APR (%) Points (%) Rebate (%) Payment
Conforming 30 Year Fixed Rate 4.000 4.080 0.000 0.000
Conforming 20 Year Fixed Rate 4.000 4.110 0.000 0.500
Conforming 15 Year Fixed Rate 3.500 3.577 0.000 0.250
VA-Indiana Rate (%) APR (%) Points (%) Rebate (%) Payment
VA 30 Year Fixed Rate 3.750 4.088 0.000 0.000
Jumbo-Indiana Rate (%) APR (%) Points (%) Rebate (%) Payment
Jumbo 30 Year Fixed Rate 4.125 4.205 0.000 0.125
Jumbo 15 Year Fixed Rate 3.625 3.766 0.000 0.375

Actual mortgage interest rates & APRs may vary based on credit history. Rates displayed assume that an escrow account for property taxes and insurance(s) will be established at time of loan closing.

Rates last updated on 11/20/2017

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One of the Best Places to Work in Indiana Freddie Mac Lender Mortgage Bankers Association

Work with the Best

Centier Bank is a proud member of the Indiana Mortgage Bankers Association and the Mortgage Bankers Association of America. Centier also partners with Freddie Mac and offers many of their loan products.

Disclosures

Secure and Fair Enforcement for Mortgage Licensing Act (S.A.F.E. Act) The SAFE Act requires Mortgage Loan Originators (MLOs) employed by federally insured depository institutions to register with the Nationwide Mortgage Licensing System and Registry ("the Registry") and to maintain and renew their registration in that system annually. Click on the link below to view Centier employees registered with the Nationwide Mortgage Licensing System and Registry.

SAFE Act Registered Mortgage Originators

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