Centier Mortgages

Personal Banking / Mortgages & Loans

Buying & Refinancing a Home

For over 120 years we've helped people like you reach their goals of homeownership. We are an award-winning Indiana bank with a reputation for strong values and quality service. Centier has many options with competitive rates to help you achieve your goals.

Available Home Loan Products

We offer a variety of mortgage loan products with competitive rates, great service and low closing costs. Contact us today and get started with your home loan.

  • Conventional Fixed and Adjustable Rate products
  • FHA and VA loans
  • Jumbo Fixed and Adjustable rate products
  • New Construction Lending with a one-time close and extended rate lock period
  • Lot Loans
  • Second and Vacation Home Loans
  • Indiana Housing and Community Development Loans

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Available Loan Products

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Customer Quotes

"I was fortunate to have the assistance of Brooke to guide me along each step of the mortgage process. From our first appointment, Brooke's knowledge and expertise enabled me to know what my options were, and then secure the best rates available. Throughout what may be a daunting experience for many, Brooke's considerate manner made a "business" connection that of a "caring" connection.
I have been a customer of Centier Bank for many years, and the level of caring employees have for their customers is outstanding! Brooke ranks right at the top and has provided a positive experience every step of the way!" Maureen

"Buying a home is a big step, especially when choosing a USDA loan. Brooke and Centier's lending team made this a joyful experience for everyone involved. Brooke proactively sent emails to all parties involved during every step of the loan process. Her energy and attitude made this a great experience for all." Kathy, Real Estate Broker

"My experience with Centier Bank was all the more pleasant because of the kindness and professionalism of Jason. I will definitely refer others to Jason and Centier. Thank you Jason, Tina, and Centier Bank for making my experience so pleasant. I am forever grateful." Jan


Today's Mortgage Rates

At Centier, we want to help you reach your goal of homeownership. Use our mortgage calculator to get an estimate of your monthly mortgage payment. You can also view today’s mortgage and interest rates or compare loan options.

Conventional-Indiana Rate (%) APR (%) Points (%) Rebate (%) Payment
Conforming 30 Year Fixed Rate 4.750 4.833 0.000 0.375
Conforming 20 Year Fixed Rate 4.500 4.612 0.000 0.125
Conforming 15 Year Fixed Rate 4.250 4.393 0.000 0.125
VA-Indiana Rate (%) APR (%) Points (%) Rebate (%) Payment
VA 30 Year Fixed Rate 4.500 4.853 0.000 0.000
Jumbo-Indiana Rate (%) APR (%) Points (%) Rebate (%) Payment
Jumbo 30 Year Fixed Rate 4.750 4.833 0.000 0.375
Jumbo 15 Year Fixed Rate 4.250 4.393 0.000 0.125

Actual mortgage interest rates & APRs may vary based on credit history. Rates displayed assume that an escrow account for property taxes and insurance(s) will be established at time of loan closing. The information provided assumes the 0.5% discount point provided through optional enrollment in the Auto-Transfer Discount Option which requires automatic deduction from an eligible Centier checking account. $50.00 minimum deposit is required to open a checking account.

Rates last updated on 5/25/2018

One of the Best Places to Work in Indiana Freddie Mac Lender Mortgage Bankers Association

Work with the Best

Centier Bank is a proud member of the Indiana Mortgage Bankers Association and the Mortgage Bankers Association of America. Centier also partners with Freddie Mac and offers many of their loan products.

Disclosures

Secure and Fair Enforcement for Mortgage Licensing Act (S.A.F.E. Act) The SAFE Act requires Mortgage Loan Originators (MLOs) employed by federally insured depository institutions to register with the Nationwide Mortgage Licensing System and Registry ("the Registry") and to maintain and renew their registration in that system annually. Click on the link below to view Centier employees registered with the Nationwide Mortgage Licensing System and Registry.

SAFE Act Registered Mortgage Originators

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