Centier Mortgages

Personal Banking / Mortgages & Loans

Buying & Refinancing a Home

For over 120 years we've helped people like you reach their goals of homeownership. We are an award-winning Indiana bank with a reputation for strong values and quality service. Centier has many options with competitive rates to help you achieve your goals.

Available Home Loan Products

We offer a variety of mortgage loan products with competitive rates, great service and low closing costs. Contact us today and get started with your home loan.

  • Conventional Fixed and Adjustable Rate products.
  • FHA and VA loans.
  • Jumbo Fixed and Adjustable rate products.
  • New Construction Lending with a one-time close and extended rate lock period.
  • Lot Loans.
  • Second and Vacation Home Loans.
  • Indiana Housing and Community Development Loans.

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Customer Quotes

"I recently worked with Candy on two buyer-side transactions. I was impressed with the communication from Candy and her department. I always knew what stage the loan was in. It was refreshing to work with a lender who is proactive and instrumental in keeping the transaction moving. Both transactions came to successful closings! I plan to recommend Candy to my clients in the future." Valeri, Realtor

"Jennifer was patient in explaining things, upbeat, and customer-focused. She kept us prepared for the next steps in the mortgage application and closing process. At times, she would act as a liaison with our insurance agent or realtor to address issues that arose. She responded promptly to our questions, even when it meant calling us back on her day off. Jennifer is a seasoned professional who is knowledgeable in her field, and we highly recommend her." The Skahler's

"As big banks have moved in and bought up some of our regional banks, I find a clear loss of customer service and understanding. I have been a Centier client since the 90's and have relied on Brooke for all my mortgage needs. Brook really understands the mortgage industry, and continues to provide great service. With her recommendations, we have taken advantage of several opportunities to save money through refinancing over the years." John


Today's Mortgage Rates

Actual mortgage interest rates & APRs may vary based on credit history. Rates displayed assume that an escrow account for property taxes and insurance(s) will be established at time of loan closing. To view your estimated monthly payment, please enter your loan amount in the box to the right and hit the Submit button. Then click on the View Payment link for each loan type.

The information provided assumes the 0.5% discount point provided through optional enrollment in the Auto-Transfer Discount Option which requires automatic deduction from an eligible Centier checking account. $50.00 minimum deposit is required to open a checking account.

Conventional-Indiana Rate (%) APR (%) Points (%) Rebate (%) Payment
Conforming 30 Year Fixed Rate 4.250 4.330 0.000 0.375
Conforming 20 Year Fixed Rate 4.000 4.110 0.000 0.375
Conforming 15 Year Fixed Rate 3.750 3.702 0.000 0.375
VA-Indiana Rate (%) APR (%) Points (%) Rebate (%) Payment
VA 30 Year Fixed Rate 3.875 4.215 0.000 0.000
Jumbo-Indiana Rate (%) APR (%) Points (%) Rebate (%) Payment
Jumbo 30 Year Fixed Rate 4.250 4.330 0.000 0.000
Jumbo 15 Year Fixed Rate 3.750 3.702 0.000 0.000

Actual mortgage interest rates & APRs may vary based on credit history. Rates displayed assume that an escrow account for property taxes and insurance(s) will be established at time of loan closing.

Rates last updated on 1/17/2018

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One of the Best Places to Work in Indiana Freddie Mac Lender Mortgage Bankers Association

Work with the Best

Centier Bank is a proud member of the Indiana Mortgage Bankers Association and the Mortgage Bankers Association of America. Centier also partners with Freddie Mac and offers many of their loan products.

Disclosures

Secure and Fair Enforcement for Mortgage Licensing Act (S.A.F.E. Act) The SAFE Act requires Mortgage Loan Originators (MLOs) employed by federally insured depository institutions to register with the Nationwide Mortgage Licensing System and Registry ("the Registry") and to maintain and renew their registration in that system annually. Click on the link below to view Centier employees registered with the Nationwide Mortgage Licensing System and Registry.

SAFE Act Registered Mortgage Originators

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