Centier Mortgages

Personal Banking / Mortgages & Loans

Buying & Refinancing a Home

For over 120 years we've helped people like you reach their goals of homeownership. We are an award-winning Indiana bank with a reputation for strong values and quality service. Centier has many options with competitive rates to help you achieve your goals.

Today's Mortgage Rates

Actual mortgage interest rates & APRs may vary based on credit history. Rates displayed assume that an escrow account for property taxes and insurance(s) will be established at time of loan closing. To view your estimated monthly payment, please enter your loan amount in the box to the right and hit the Submit button. Then click on the View Payment link for each loan type.

The information provided assumes the 0.5% discount point provided through optional enrollment in the Auto-Transfer Discount Option which requires automatic deduction from an eligible Centier checking account. $50.00 minimum deposit is required to open a checking account.

Conventional-Indiana Rate (%) APR (%) Points (%) Rebate (%) Payment
Conforming 30 Year Fixed Rate 4.125 4.205 0.000 0.500
Conforming 20 Year Fixed Rate 3.875 3.984 0.000 0.250
Conforming 15 Year Fixed Rate 3.250 3.388 0.000 0.000
VA-Indiana Rate (%) APR (%) Points (%) Rebate (%) Payment
VA 30 Year Fixed Rate 3.750 4.088 0.000 0.000
Jumbo-Indiana Rate (%) APR (%) Points (%) Rebate (%) Payment
Jumbo 30 Year Fixed Rate 4.125 4.205 0.000 0.500
Jumbo 15 Year Fixed Rate 3.250 3.388 0.000 0.000

Actual mortgage interest rates & APRs may vary based on credit history. Rates displayed assume that an escrow account for property taxes and insurance(s) will be established at time of loan closing.

Rates last updated on 5/25/2017

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Customer Quotes

"Jennifer was great through the whole process. Everything we needed to know as first time home buyers was thoroughly explained, whether it was in person, in an email, or over the phone. She was prompt with everything we needed. She took extra time with us and even contacted a few different places to get the information we needed. We could not have had a better experience, we would recommend her to anyone." The Musgrave's

"Karyn is the reason that we didn't even check the mortgage rates at any other bank, but came straight to Centier. I have such respect and gratitude for Karyn for both the business woman, and the caring, genuine person that she is. We will continue to spread the word of our wonderful experiences with Karyn and Centier Bank." Sandra

"Jennifer was patient in explaining things, upbeat, and customer-focused. She kept us prepared for the next steps in the mortgage application and closing process. At times, she would act as a liaison with our insurance agent or realtor to address issues that arose. She responded promptly to our questions, even when it meant calling us back on her day off. Jennifer is a seasoned professional who is knowledgeable in her field, and we highly recommend her." The Skahler's

Available Home Loan Products

We offer a variety of mortgage loan products with great rates, great service & low closing costs. Contact us today to get started with your home loan.

  • Conventional Fixed and Adjustable Rates (ARM's)
  • FHA Fixed and Adjustable Rates (ARM’s)
  • VA Fixed and Adjustable Rates (ARM’s)
  • Jumbo Fixed and Adjustable Rates (ARM’s)
  • Construction – Perm Fixed and Adjustable Rates (ARM’s)
  • Indiana Housing and Community Development Loans
  • Lot Loans
  • Additional loan products may be available. Contact a Mortgage Loan Officer for details.

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One of the Best Places to Work in Indiana

Work with the Best

Centier Bank is a proud member of the Indiana Mortgage Bankers Association and the Mortgage Bankers Association of America. Centier also partners with Freddie Mac and offers many of their loan products.

Disclosures

Secure and Fair Enforcement for Mortgage Licensing Act (S.A.F.E. Act) The SAFE Act requires Mortgage Loan Originators (MLOs) employed by federally insured depository institutions to register with the Nationwide Mortgage Licensing System and Registry ("the Registry") and to maintain and renew their registration in that system annually. Click on the link below to view Centier employees registered with the Nationwide Mortgage Licensing System and Registry.

SAFE Act Registered Mortgage Originators

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