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Savings Products Grid
|Account Features||Statement Savings3||Junior Investors Club4||Advantage Savings5||Money Market6|
|Summary||Our most popular savings account.||An exciting savings account for ages 0 - 18.||Exclusive to 50 Advantage members||Earn competitive interest on higher account balances with tiered rates!|
|Fees||None, with maintenance of minimum balance.||None, with maintenance of minimum balance.||None||None|
|Apply Now||Visit Branch to Apply||Apply Now||Apply Now|
Transfers from a savings account to another account, or to third parties by preauthorized, automatic, telephone, or computer transfers or by check, draft, or similar order to third parties, are limited to six per month.
3 Statement Savings minimum opening deposit is $100.00. There is a fee of $4.00 per month if balance falls below the $100.00 minimum balance.
4 Junior Investors Savings minimum opening deposit is $10.00 and must include an adult authorized signer. There is a fee of $1.00 per month if balance falls below $10.00 minimum balance. At age 19, the account converts to a Statement Savings.
5 Customer must have a 50 Advantage Checking account to open an Advantage Savings.
6 Money Market minimum opening deposit is $100.00. A $10.00 fee will be applied for exceeding 6 third-party checks in a statement cycle.
7 Holiday Savings, Health Savings Accounts, any passbook savings account, and Business accounts are not eligible. Savings accounts tied to Round Up require a $25 minimum opening balance. Monthly savings minimum balance fees will be waived provided there is at least one Round Up transaction per month. Savings fee structure reverts to standard account requirements if Round Up is discontinued. Account rates are subject to change. Fees may reduce earnings. All other account disclosures remain unchanged. Money Market minimum balance requirements, fee structures and all associated disclosures remain unchanged when enrolled in Round Up Savings. All Visa® Debit Cards can be linked to one savings account. All Visa® Debit Cards connected to the checking account(s) will round up to savings. Both signature and PIN transactions made with Centier Visa® Debit Cards qualify for Round Up Savings. You must be an account owner on each checking and savings or Money Market account you enroll. Round Up amounts will accumulate for one transfer to your savings or Money Market per day. Centier reserves the right to modify the program at any time.
Government regulations require that financial institutions make disclosures available to you when you apply for a new account. You may read and print our disclosures by clicking the following link - Disclosures.
Customer Notice: To assist the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account. When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents. Thank you for your cooperation.