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Small Business Loan Special
Get the capital you need to build a Better Business with our Small Business Loan Special today! It can be used to finance equipment, vehicles, owner-occupied commercial real estate, and provide long-term working capital. We welcome all eligible small business owners and are here to support you every step of the way.
| Initial Term Rate | Interest Rates As Low As^ |
| 3- Year, 6- Month Fixed Rate* | 8.99% |
| 5- Year, 6- Month Fixed Rate* | 9.24% |
Term loans (equipment, etc.) can be amortized up to 7 1/2 years.
Owner-occupied commercial real estate can be amortized up to 25 1/2 years.
Disclosures
^ Discounted loan rates are available on fixed-rate loans located in Low/Moderate Income (LMI) tracts in counties where a Centier branch is located. The rate discount represents a minimum discount of 0.50% on loans in LMI areas. To be eligible for the discount, loans must qualify as CRA or Community Development Loans. This offer is not available for non-LMI loans.
*Rates are fixed for the initial 6-month period. Rates will then be adjusted at end of the first 6 months, and then quarterly thereafter, using the current WSJ Prime Rate + the applicable spread (.49% or .74%). Limited time offer. No origination fee with monthly auto debit from a Centier Business Checking account. Without monthly auto debit, normal fees (minimum of $400) will apply. Loan amounts are limited to $10,000 - $500,000 and total borrowing from Centier may not exceed $500,000 to qualify for this special. Total loans in this program will be limited to the first $5 million approved by Centier Bank. This loan special is for new business loans only. May not be used to refinance an existing Centier loan. SBA loans are not eligible for this loan special. Customary SBA rates will apply. Subject to loan approval. Borrowers are responsible for any customary third-party closing costs, such as an appraisal fee, title work, survey, UCC filings, etc. Rates are subject to change. Expires 6/28/24.
