Smart Start Small Business Loans Special

Small Business / Smart Start Small Business Loans Special

Smart Start Small Business Loans Special

Limited Time Offer

Get a jump on the New Year with a limited time offer that can be used to finance equipment, vehicles, owner-occupied commercial real estate, and provide long-term working capital for your business. Contact a Centier Bank today to get started! 1-888-Centier (236-8437)

Initial Term & Rate Option Rate1 Low/Mod or CDL Rate2
Variable Rate
(up to 7 yr. term)
WSJ Prime Rate Floating
Daily (currently 3.50%)
WSJ Prime Rate3 - 0.51%
Floating Daily (currently at 2.99%)
3 Yr Fixed 5 Yr Fixed 7 Yr Fixed
3.99% 4.49% 5.49%
3.49% 3.99% 4.99%
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For more information about our Smart Start loan special, fill out the contact form on this page or find a branch near you.

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Term loans (equipment, etc.) can be amortized up to 7 years. Owner-occupied commercial mortgages can be amortized up to 25 years.

1 Standard Rate offer

2 0.50% rate discount on fixed rate loans located in a Low/Moderate income area tract or qualifies as a CRA or Community Development Loan (CDL).

3 0.51% rate discount on floating rate option.

These loan specials are for new business loans only. May not be used to refinance an existing Centier loan. Minimum loan amount is $10,000, maximum is not to exceed $1,000,000 in total loans or exposure with Centier. Subject to loan approval. 0.50% origination fee will be waived with automatic pay from a Centier business checking account. Borrowers are responsible for any customary third-party closing costs, such as an appraisal fee, title work, survey, UCC filings, etc. No prepayment penalties. Centier reserves the right to discontinue offer at any time. Member FDIC.

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