FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Centier Bank

Earn up to

 

4.00% APY*

Money Market Special+

A Special Offer so good, it's Guaranteed until 2027!

 

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Great savings opportunities deserve more time!

Why you'll love this account

Zero withdrawal fees
icon for no minimum balanceZero monthly service fees
 Unlimited access to your funds.
icon for no overdraft fees Keep your money liquid while it Grows

 

Open Account

Frequently Asked Questions

Find answers to common questions about Money Market Accounts.

A money market account is an interest-bearing deposit account. It combines the features of both savings and checking accounts. They are popular with savers who are looking for a higher interest rate, but need access to their money.

 Just like your other deposit accounts with Centier Bank, Money Market Account deposits are insured up to at least $250,000 per depositor, per FDIC-insured bank, per ownership category.

Choosing the right term or account depends on your financial goals. One of the biggest considerations is when and how you will need access to your money. Are you saving for a long-term goal or a short-term goal? Or do you need access to your money now?

Disclosures:

*APY= Annual Percentage Yield.

+APY is accurate as of 7/14/2026. Money Market Premium requires a $100,000 minimum balance to earn the 4.00% APY. The Money Market APY will be paid on the entire balance in your account: $0 - $9,999.99 - earn .10% APY. $10,000 - $24,999.99 – earn .25% APY. $25,000 - $49,999.99 - earn 3.50% APY. $50,000 - $99,999.99 - earn 3.75% APY. Balances, $100,000 and over - earn 4.00% APY. Money Market requires $100 to open. Fees may reduce earnings. Subject to meeting account opening qualifications and conditions. Offer available to Indiana residents only. New money only, funds not on deposit with Centier Bank within the past 90 days. Limited time offer. Rates are subject to change on or after January 1, 2027.

Please note the following disclosure information before proceeding to apply for your new Money Market online.

Only personal deposits are accepted online. Please visit your local branch or contact us at 1-888-CENTIER to open a Money Market with a business deposit.

Government regulations require that we make the following disclosures available to you when you open an account with Centier.

You may print these disclosures for your files, if you wish. Disclosures.

Customer Notice: To assist the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account. When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents. Thank you for your cooperation.