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Discover a better way to save!


Turn everyday spending into savings with a Centier Connect Checking and Savings account. Earn up to 5.00% APY* on your savings when you use your debit card to make purchases.

Apply Online

Here’s how it works:


Open a Connect Checking and Savings account


Earn extra money in your savings just by using your debit card on everyday purchases.

Increase your savings by earning up to 5.00% APY* on your Connect Savings balance, which is 14x the National Savings Average.** 

More Connect features:

  • Free Online & Mobile Banking
  • Free Bill Pay with E-statements
  • Centier Visa® Debit Card
  • Unlimited Check Writing
  • Save More Money with Round Up Savings
  • No minimum balance on Savings
  • Earns interest on Savings

Get Started - Open an Account Today!

Apply Online    Find a Banking Center


*APY = Annual Percentage Yield. APY for Connect Savings is accurate as of 9/1/2023. If 50 or more qualified debit card transactions post per statement cycle, earn 5.00% APY. If 18 - 49 qualified debit card transactions post per statement cycle, earn 3.00% APY, less than 18 qualified debit card transactions results in entire savings balance earn 0.05% APY. Connect Checking requires $50 to open; direct deposit or e-Statements or $100 minimum daily balance is required to avoid a $2 monthly fee. Connect Savings requires $100 to open. Fees could reduce account earnings. If qualifications are not met, Connect Checking converts to a Centier Checking and Connect Savings converts to Statement Savings. ATM transactions do not count as qualified debit card transactions. Bank is not responsible for merchant settlement delays. Rates are subject to change without notice. Other terms and conditions of those accounts will apply. Member FDIC.

**Source: states that the National Savings rate was 0.35% as of 2/21/2023