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Medicare Open Enrollment Is Here. 5 Steps to Prepare Now October 19, 2021 October marks the start of Medicare’s annual open enrollment period, where more than 63 million Americans who receive benefits through the federal health insurance program can make changes to their coverage.1 Any changes made during open enrollment are effective January 1, 2022. In addition,... Click Here To Read More
How Technology Is Making It Easier and More Cost Effective for Retirees to Age in Place September 17, 2021 According to a recent national survey, 90% of adults, age 50 or older, say they want to remain in their current homes as they age. The survey also notes that the pandemic has led many to give some serious thought to the resources they may need to age in place safely, from assistance with daily... Click Here To Read More
4 Things You Can Do About Rising Inflation August 18, 2021 In June, the Consumer Price Index, which measures the change in the prices of a broad range of goods and services over time, rose 5.4% from a year earlier, marking the sharpest increase in inflation since 2008.1 Whether prices are rising at the gas pump or grocery store, inflation decreases your... Click Here To Read More
The IRS' 'Dirty Dozen' for 2021 August 17, 2021 Each year the IRS puts a spotlight on scams that could have tax implications.  The scams identified in its June release show the influence of the coronavirus pandemic on the criminal activities of scamsters. There are four categories of scams in this year’s list: pandemic-related... Click Here To Read More
Ask a Trust Officer: Tax Reform August 17, 2021 DEAR TRUST OFFICER:  What are the chances that we will see tax reform soon?—RATE WORRIER DEAR RATE: Based upon past experience, I would say that the odds are somewhat against tax reform this year.  Usually tax reform legislation has had a lengthy and public process as it moves... Click Here To Read More


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Securities and insurance products are offered through Cetera Investment Services LLC (doing insurance business in CA as CFG STC Insurance Agency LLC), member FINRA/SIPC. Advisory services are offered through Cetera Investment Advisers LLC. Neither firm is affiliated with the financial institution where investment services are offered. Individuals affiliated with this broker/dealer firm are either Registered Representatives who offer only brokerage services and receive transaction-based compensation (commissions), Investment Adviser Representatives who offer only investment advisory services and receive fees based on assets, or both Registered Representatives and Investment Adviser Representatives, who can offer both types of services.

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