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The Good, the Bad and the Ugly of Interest Rates Hikes May 17, 2022 The primary tool the Federal Reserve (the Fed) uses to conduct monetary policy is the federal funds rate. Changes in this rate influence other interest rates as well as broader financial and economic conditions.1 When inflation is too high, the Fed typically raises rates to slow the economy and help... Click Here To Read More
Elder Abuse in Estate Planning May 1, 2022 This is a true story that took place in California.  It is taken from court records, the names have not been changed to protect the innocent or the guilty.             Thomas and Wanda Tedesco had three daughters and a successful family... Click Here To Read More
Inherited IRAs For Kids May 1, 2022 One of the hot estate planning strategies earlier in this century was to name a minor child as the surviving beneficiary of an IRA.  The child would have to take Required Minimum Distributions (RMDs) from the IRA every year, but they would be calculated using the child’s life expectancy,... Click Here To Read More
Un-Retirement May 1, 2022 The pandemic led to many people retiring earlier than they had planned to, in part because so many businesses had to shrink their payrolls in response to the lockdowns.  As the pandemic has eased, now the American economy has a labor shortage problem, resulting in employers raising wages to... Click Here To Read More
5 Ways to Save More at the Pump Now April 19, 2022 Gas prices have hit record highs in recent weeks. According to the American Automotive Association (AAA), the national average for a gallon of gas during the first week of April was $4.153 a gallon, up from $2.872 a year ago.1 That can put a real dent in your budget, whether you’re working or... Click Here To Read More

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Located at: 600 E 84th Avenue Merrillville, IN 46410
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Securities and insurance products are offered through Cetera Investment Services LLC (doing insurance business in CA as CFG STC Insurance Agency LLC), member FINRA/SIPC. Advisory services are offered through Cetera Investment Advisers LLC. Neither firm is affiliated with the financial institution where investment services are offered. Individuals affiliated with this broker/dealer firm are either Registered Representatives who offer only brokerage services and receive transaction-based compensation (commissions), Investment Adviser Representatives who offer only investment advisory services and receive fees based on assets, or both Registered Representatives and Investment Adviser Representatives, who can offer both types of services.

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