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Taking the Emotions Out of Investing July 9, 2020 Market observers long have detected that investment decisions have an emotional component. Behavioral finance scholars have produced a series of studies that point out mistakes that investors tend to make in managing their portfolios. Because it is basic human psychology that is behind their... Click Here To Read More
Ask a trust officer: Estate settlement July 9, 2020 DEAR TRUST OFFICER: How long does it take to settle an estate?—PROSPECTIVE TESTATOR DEAR PROSPECTIVE: The short answer to your question might be, “It takes much longer to settle an estate than most beneficiaries think is reasonable.” To get to a more helpful and longer... Click Here To Read More
4 Surprising Facts About Finances in Retirement June 11, 2020 Retirement is meant to be a time where you enjoy the fruits of your labor and spend time doing what you love most. Here, you’ll find four ways you can keep your well-earned money working for you (even after you’ve stopped working). 1. All taxpayers over age 65 are eligible for a... Click Here To Read More
Making the Most of National Financial Literacy Month April 8, 2020 April is National Financial Literacy Month, a time when American consumers can learn tips and tricks to help develop money management skills and good financial habits as well as set goals. However, the coronavirus pandemic has made this year’s National Financial Literacy Month a little... Click Here To Read More
Paying For Investment Advice April 1, 2020 Investment advisors may be compensated in several ways.  In some cases, they charge clients a fee for their advice. Sometimes they earn commissions from the investment products their clients buy based upon that advice—life insurance is sold on commission, for example. Sometimes the... Click Here To Read More

Disclosures

Securities and insurance products are offered by Cetera Investment Services LLC (doing insurance business in CA as CFG STC Insurance Agency LLC), member FINRA/SIPC. Advisory services are offered by Cetera Investment Advisers LLC. Neither firm is affiliated with Centier Bank where investment services are offered. Advisory services may only be offered by Investment Adviser Representatives.

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Securities and insurance products offered by Cetera Investment Services are: *Not FDIC insured * May go down in value * Not financial institution guaranteed * Not insured by any federal government agency * Not deposit products.

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