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Climbing Rate CD/IRA

Climbing Rate CD/IRA

Centier Short Term CD Special

Earn up to 3.50% APY1 on our Climbing Rate CD/IRA

Put time on your side with our Climbing Rate CD/IRA that assures you that your interest rate will grow every six months with an option to withdraw funds - without penalty.

Climbing Rate CD/IRA

Term APY Rate
First 6 Months 0.50% 0.50%
Second 6 Months 1.01% 1.00%
Third 6 Months 1.50% 1.49%
Fourth 6 Months 2.50% 2.47%
Fifth 6 Months 3.00% 2.96%
Sixth 6 Months 3.50% 3.44%

Get Started

You may find more CDs online by clicking here. CDs can also be opened at Centier branch locations or by calling our client service center at 1-888-CENTIER.

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1 Annual Percentage Yield effective 7/10/18.

$1,000 minimum to open CD. $500 minimum to open IRA.

Early withdrawals are waived for a 7-day period every six-months. Penalty may be imposed for withdrawals outside of the six-month intervals. Rate subject to change without notice.

Please note the following disclosure information before proceeding to apply for your new Certificate of Deposit online.

  • Centier Bank Certificate of Deposit annual percentage yields are subject to change without notice; and there are penalties for early withdrawal.
  • You will receive the CD current rate (on the day you fill out and send in your application) provided we receive your funds within 7 days. Current daily rates apply after that.

Government regulations require that we make the following disclosures available to you when you open an account with Centier. You may print these disclosures for your files, if you wish.

Customer Notice: To assist the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account. When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents. Thank you for your cooperation.

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