Banking Options for Every Stage in Life
No matter where you are in your financial journey, Centier Bank is here to help be your financial guide.
Checking
Looking to open a checking or savings account? We can help you get started!
Savings
Along with working hard, it's time to also make good savings decisions. We can help you manage and grow your money for those later years.
Mortgages
Looking to purchase your first home? We are here to help you and the needs of your growing family!
Essentials for Small Business
We know and love small businesses! Whether you are starting out or operating and growing an existing business, our trusted small business advisors will guide you and be with you through every step along your journey.
Checking
Manage your daily cash flow and rely on the flexibility and benefits that work best for your small business.
Loans & Lines of Credit
Experience the advantages of choosing Centier Bank, an SBA Preferred Lending Partner, for your small business financing needs.
Start Your Business
Our advisors understand the value of learning your needs and goals, so they can expertly guide and support you along your business journey.
Supporting Our Commercial Partners
Using our Industry Expertise, we help you succeed and grow your business. Discover robust lending options from $1M to $250M+, treasury management solutions, employee services and more!
Loan Options
Ranging from small to very large loans, Centier has the resources and team to provide the right lending solution for your business.
Treasury Management
Take advantage of solutions that enable you to securely collect and distribute funds in ways that can save you time, money and reduce risk.
Commercial Real Estate
From residential housing to office, manufacturing and retail space, Centier can finance the perfect location to host your business operations.
Connect With Us
Have questions or feedback? Reach out to us anytime by phone, email, booking an appointment or visiting a local branch. We're here to assist you!
Centier Bank Locations
We have been serving customers in Indiana since the beginning. Our branches in Indiana include banks in Indianapolis, Northwest Indiana, Valparaiso, Michiana, Fort Wayne and More. Find locations near you below.
Centier Gives
Since 1895, Centier has been a legacy of success, not merely through business, but through philanthropy that extends throughout the communities we serve.
3,864
Organizations Supported
$14M+
Community Impact
105,000+
Hours Volunteered
Ask a Trust Officer: Retirement Readiness
August 1, 2020
DEAR TRUST OFFICER: I’m old enough to retire, but I’m not sure I’m ready yet. I think I have strong financial resources, but I don’t know if they are enough to make me financially independent for the rest of my life. Retirement seems so terribly uncertain to me. When should I make the jump? STANDING ON THE CUSP
DEAR STANDING: First off, your situation is quite common, your hesitation quite understandable. Many people are working well into their retirement years, longer than they expected to when they began their careers. In some cases, financial necessity is the driver, but in other cases, a few more years of work may result in a retirement that is substantially more comfortable, making luxuries affordable.
Do you get personal satisfaction from your job? Are the daily job stresses outweighed by your sense of accomplishment? If not, do you expect that to change?
Keep in mind that for most retirees, tax obligations go down, sometimes dramatically. So the financial resources that you’ve accumulated may go farther than you realize.
Finally, how is your health? How long did your parents live? That information may help you to estimate your own longevity. What are the things that you hope to do with the rest of your life? How much time might that take?
Sorting through questions such as these may help you to determine the optimal date for beginning your retirement.
(August 2020)
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