Meet the Right Loan Officer

Meet Our Team / Candy Koehl

Candy Koehl
NMLS #416911

Candy Koehl

Candy, a career banker with more than 34 years of banking experience and 20 years of lending experience, has helped thousands of homeowners close more than $250 million in loans.

Candy is very active in the Porter County Business and Real Estate Communities. She is an affiliate member of the Greater Valparaiso Chamber of Commerce©, an associate member of The Greater Northwest Indiana Association of Realtors®, and a board member for Home Builders Association of Northwest Indiana. She is also a member in both the NWI Mortgage Bankers Association and the Indiana Mortgage Bankers Association.

Contact Candy

Apply Now Get Prequalified Check Loan Status

Today's Mortgage Rates

At Centier, we want to help you reach your goal of homeownership. Use our mortgage calculator to get an estimate of your monthly mortgage payment. You can also view today’s mortgage and interest rates or compare loan options.

Conventional-Indiana Rate (%) APR (%) Points (%) Rebate (%) Payment
Conforming 30 Year Fixed Rate 3.000 3.104 0.375 0.000
Conforming 20 Year Fixed Rate 2.875 3.021 0.375 0.000
Conforming 15 Year Fixed Rate 2.625 2.761 0.000 0.000
VA-Indiana Rate (%) APR (%) Points (%) Rebate (%) Payment
VA 30 Year Fixed Rate 2.875 3.196 0.000 0.000
Jumbo-Indiana Rate (%) APR (%) Points (%) Rebate (%) Payment
Jumbo 30 Year Fixed Rate 3.375 3.481 0.375 0.000
Jumbo 15 Year Fixed Rate 3.000 3.137 0.000 0.000
FHA-Indiana Rate (%) APR (%) Points (%) Rebate (%) Payment
FHA 30 Year Fixed Rate 3.125 4.191 0.000 0.000

Important Notices: Interest rates, annual percentage rates (APRs), discount points and rebates shown are subject to change without notice. Payments shown include principal, interest and mortgage insurance where applicable. Actual mortgage interest rates, Annual Percentage Rates (APRs), Discount points (Points), and/or Rebate may vary based on the borrower’s specific loan request and credit. Discount points are fees paid by the borrower to specifically reduce the interest rate of the loan. A discount point equals 1% of the loan amount. A Rebate is a credit given to the borrower by the lender and is generally used to pay closing costs. A borrower may receive a rebate by opting to have a higher interest rate. The rates displayed assume:

  • An escrow account for property taxes and insurance(s) will be established at the time of closing.
  • The property is an existing, single family home located in Indiana, that will be used as a primary residence.
  • The borrower has a credit score of 740 or higher.
  • Additional assumptions and program information can be found by clicking on the View Payment links.

Rates last updated on 7/15/2020

Customer Quotes

"I want to thank Candy for all she did for us. Every time we got anxious, she took the time to reassure us and keep the process on track. Everything worked out perfectly."Sandra & Charles

"I recently refinanced my home mortgage with Candy. Her years of experience and knowledge of the mortgage industry were very apparent. She confidently addressed my specific questions and concerns during the loan process in a pleasant and professional manner. I was so impressed with the service. It was a very positive experience and I would definitely work with Candy again in the future."Jeannette

"I recently worked with Candy on two buyer-side transactions. I was impressed with the communication from Candy and her department. I always knew what stage the loan was in. It was refreshing to work with a lender who is proactive and instrumental in keeping the transaction moving. Both transactions came to successful closings! I plan to recommend Candy to my clients in the future."Valeri, Realtor

Available Home Loan Products

We offer a variety of mortgage loan products with competitive rates, great service and low closing costs. Contact us today and get started with your home loan.

  • Conventional Fixed and Adjustable Rate products
  • FHA and VA loans
  • Jumbo Fixed and Adjustable rate products
  • New Construction Lending with a one-time close and extended rate lock period
  • Lot Loans
  • Second and Vacation Home Loans
  • Indiana Housing and Community Development Loans

Get Started Apply Online

Apply Now
Available Loan Products

Disclosures

Secure and Fair Enforcement for Mortgage Licensing Act (S.A.F.E. Act) The SAFE Act requires Mortgage Loan Originators (MLOs) employed by federally insured depository institutions to register with the Nationwide Mortgage Licensing System and Registry ("the Registry") and to maintain and renew their registration in that system annually. Click on the link below to view Centier employees registered with the Nationwide Mortgage Licensing System and Registry.

SAFE Act Registered Mortgage Originators

Centier Bank NMLS # 408076

Find a banking center near you. Click Here