Meet the Right Loan Officer

Meet Our Team / Chris France

Chris France
NMLS #138482

Chris France

Meet Chris! A seasoned banker with more than 20 years of industry experience, Chris believes in operating a transparent mortgage lending process by openly sharing information with his clients. His goal is always to gain the confidence of his clients through his professional and specialized service knowledge.

A life-long resident of Indiana, Chris enjoys spending time with his family, playing tennis, reading and rooting for the Colts, Pacers and Hoosiers. 

As a member of Centier’s growing mortgage lending division, Chris will guide you step-by-step to make an informed and intelligent mortgage decision that meets both your short and long term goals. Chris is ready to get to work for you today!

Contact Chris

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Today's Mortgage Rates

At Centier, we want to help you reach your goal of homeownership. Use our mortgage calculator to get an estimate of your monthly mortgage payment. You can also view today’s mortgage and interest rates or compare loan options.

Conventional-Indiana Rate (%) APR (%) Points (%) Rebate (%) Payment
Conforming 30 Year Fixed Rate 3.875 3.954 0.000 0.000
Conforming 20 Year Fixed Rate 3.750 3.859 0.000 0.000
Conforming 15 Year Fixed Rate 3.250 3.388 0.000 0.000
Service Transferred 30 Year Fixed Rate 4.000 4.079 0.000 0.375
VA-Indiana Rate (%) APR (%) Points (%) Rebate (%) Payment
VA 30 Year Fixed Rate 3.375 3.705 0.000 0.000
Jumbo-Indiana Rate (%) APR (%) Points (%) Rebate (%) Payment
Jumbo 30 Year Fixed Rate 4.750 4.833 0.000 0.125
Jumbo 15 Year Fixed Rate 4.000 4.142 0.000 0.000

Actual mortgage interest rates, Annual Percentage Rates (APRs), points and/or rebate may vary based on the borrower’s specific loan request and credit. Discount points are fees paid by the borrower to specifically reduce the interest rate of the loan. A discount point equals 1% of the loan amount. A Rebate is a credit given to the borrower by the lender, and is generally used to pay closing costs. A borrower may receive a rebate by opting to have a higher interest rate. The rates displayed assume:

  • An escrow account for property taxes and insurance(s) will be established at the time of loan closing.
  • The property is an existing, single family home located in Indiana, that will be used as a primary residence.
  • The borrower has excellent credit.

Rates last updated on 12/12/2019

Available Home Loan Products

We offer a variety of mortgage loan products with competitive rates, great service and low closing costs. Contact us today and get started with your home loan.

  • Conventional Fixed and Adjustable Rate products
  • FHA and VA loans
  • Jumbo Fixed and Adjustable rate products
  • New Construction Lending with a one-time close and extended rate lock period
  • Lot Loans
  • Second and Vacation Home Loans
  • Indiana Housing and Community Development Loans

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Available Loan Products

Disclosures

Secure and Fair Enforcement for Mortgage Licensing Act (S.A.F.E. Act) The SAFE Act requires Mortgage Loan Originators (MLOs) employed by federally insured depository institutions to register with the Nationwide Mortgage Licensing System and Registry ("the Registry") and to maintain and renew their registration in that system annually. Click on the link below to view Centier employees registered with the Nationwide Mortgage Licensing System and Registry.

SAFE Act Registered Mortgage Originators

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