Meet the Right Loan Officer

Meet Our Team / Ryan Bender

Ryan Bender
NMLS #738035

Ryan Bender

As a member of Centier's Elkhart mortgage lending team, Ryan is a seasoned loan officer with over 18 years of experience. His knowledge of residential lending and enthusiasm to help families achieve their goal of home ownership make him a trusted resource for new and repeat homeowners.

A graduate of Purdue University, Ryan resides in Elkhart with his wife and children. He is a member of Trinity Lutheran Church, Elkhart Board of Realtors and the Builder's Association of Elkhart County.

Contact Ryan

Apply Now

Today's Mortgage Rates

Actual mortgage interest rates & APRs may vary based on credit history. Rates displayed assume that an escrow account for property taxes and insurance(s) will be established at time of loan closing. To view your estimated monthly payment, please enter your loan amount in the box to the right and hit the Submit button. Then click on the View Payment link for each loan type.

The information provided assumes the 0.5% discount point provided through optional enrollment in the Auto-Transfer Discount Option which requires automatic deduction from an eligible Centier checking account. $50.00 minimum deposit is required to open a checking account.

Conventional-Indiana Rate (%) APR (%) Points (%) Rebate (%) Payment
Conforming 30 Year Fixed Rate 4.250 4.330 0.000 0.125
Conforming 20 Year Fixed Rate 4.125 4.235 0.000 0.500
Conforming 15 Year Fixed Rate 3.500 3.640 0.000 0.125
VA-Indiana Rate (%) APR (%) Points (%) Rebate (%) Payment
VA 30 Year Fixed Rate 3.750 4.088 0.000 0.000
Jumbo-Indiana Rate (%) APR (%) Points (%) Rebate (%) Payment
Jumbo 30 Year Fixed Rate 4.250 4.330 0.000 0.125
Jumbo 15 Year Fixed Rate 3.500 3.640 0.000 0.125

Actual mortgage interest rates & APRs may vary based on credit history. Rates displayed assume that an escrow account for property taxes and insurance(s) will be established at time of loan closing.

Rates last updated on 3/28/2017

Free Consultation

Available Home Loan Products

We offer a variety of mortgage loan products with great rates, great service & low closing costs. Contact us today to get started with your home loan.

  • Conventional Fixed and Adjustable Rates (ARM's)
  • FHA Fixed and Adjustable Rates (ARM’s)
  • VA Fixed and Adjustable Rates (ARM’s)
  • Jumbo Fixed and Adjustable Rates (ARM’s)
  • Construction – Perm Fixed and Adjustable Rates (ARM’s)
  • Indiana Housing and Community Development Loans
  • Lot Loans
  • Additional loan products may be available. Contact a Mortgage Loan Officer for details.

Get Started Apply Online

Apply Now

Not sure what information you'll need for a mortgage?

Check out this checklist on what is usually required during the loan process!

Disclosures

Secure and Fair Enforcement for Mortgage Licensing Act (S.A.F.E. Act) The SAFE Act requires Mortgage Loan Originators (MLOs) employed by federally insured depository institutions to register with the Nationwide Mortgage Licensing System and Registry ("the Registry") and to maintain and renew their registration in that system annually. Click on the link below to view Centier employees registered with the Nationwide Mortgage Licensing System and Registry.

SAFE Act Registered Mortgage Originators

Find a banking center near you. Click Here