Centier Mortgages

Personal Banking / Mortgages & Loans

Buying & Refinancing a Home

For over 120 years we've helped people like you reach their goals of homeownership. We are an award-winning Indiana bank with a reputation for strong values and quality service. Centier has many options with competitive rates to help you achieve your goals.

Available Home Loan Products

We offer a variety of mortgage loan products with competitive rates, great service and low closing costs. Contact us today and get started with your home loan.

  • Conventional Fixed and Adjustable Rate products
  • FHA and VA loans
  • Jumbo Fixed and Adjustable rate products
  • New Construction Lending with a one-time close and extended rate lock period
  • Lot Loans
  • Second and Vacation Home Loans
  • Indiana Housing and Community Development Loans

Get Started Apply Online

Apply Now
Available Loan Products

Fraud Protection

Request A Callback

Customer Quotes

"Bonnie is truly exceptional and goes above and beyond. She is thorough, professional, conscientious, and caring. She makes herself readily available, even taking phone calls on weekends. She makes you feel like her number one priority. I can’t imagine using another loan officer now that we’ve worked with Bonnie. We certainly recommend her to our friends, clients, and colleagues." Kevin & Jaime

"Karyn is the reason that we didn't even check the mortgage rates at any other bank, but came straight to Centier. I have such respect and gratitude for Karyn for both the business woman, and the caring, genuine person that she is. We will continue to spread the word of our wonderful experiences with Karyn and Centier Bank." Sandra

"I really appreciate your help and hard work on my refinance. Perhaps it was just lucky timing on my part, but it is still hard to believe the interest rate and the speed in which your team was able to process the loan. As always, everyone I've dealt with at Centier was outstanding!" Greg


Today's Mortgage Rates

At Centier, we want to help you reach your goal of homeownership. Use our mortgage calculator to get an estimate of your monthly mortgage payment. You can also view today’s mortgage and interest rates or compare loan options.

Conventional-Indiana Rate (%) APR (%) Points (%) Rebate (%) Payment
Conforming 30 Year Fixed Rate 4.750 4.833 0.000 0.375
Conforming 20 Year Fixed Rate 4.500 4.612 0.000 0.125
Conforming 15 Year Fixed Rate 4.250 4.393 0.000 0.125
VA-Indiana Rate (%) APR (%) Points (%) Rebate (%) Payment
VA 30 Year Fixed Rate 4.500 4.853 0.000 0.000
Jumbo-Indiana Rate (%) APR (%) Points (%) Rebate (%) Payment
Jumbo 30 Year Fixed Rate 4.750 4.833 0.000 0.375
Jumbo 15 Year Fixed Rate 4.250 4.393 0.000 0.125

Actual mortgage interest rates & APRs may vary based on credit history. Rates displayed assume that an escrow account for property taxes and insurance(s) will be established at time of loan closing. The information provided assumes the 0.5% discount point provided through optional enrollment in the Auto-Transfer Discount Option which requires automatic deduction from an eligible Centier checking account. $50.00 minimum deposit is required to open a checking account.

Rates last updated on 5/25/2018

One of the Best Places to Work in Indiana Freddie Mac Lender Mortgage Bankers Association

Work with the Best

Centier Bank is a proud member of the Indiana Mortgage Bankers Association and the Mortgage Bankers Association of America. Centier also partners with Freddie Mac and offers many of their loan products.

Disclosures

Secure and Fair Enforcement for Mortgage Licensing Act (S.A.F.E. Act) The SAFE Act requires Mortgage Loan Originators (MLOs) employed by federally insured depository institutions to register with the Nationwide Mortgage Licensing System and Registry ("the Registry") and to maintain and renew their registration in that system annually. Click on the link below to view Centier employees registered with the Nationwide Mortgage Licensing System and Registry.

SAFE Act Registered Mortgage Originators

Find a banking center near you. Click Here