Personal Banking / Mortgages & Loans
Get Your Loan Faster
Get your loan up to 8-10 days faster if you qualify, with Centier’s expedited approvals. That means moving into your dream home even sooner.
Easy-To- Use Interface
Apply from your home, on-the-go or when it’s most convenient for you. Centier’s intuitive and streamlined lending process lets you apply for a home loan in minutes.
Safe and Secure Portal
Our end-to-end encryption is a secure way to send information privately online. Safely upload your financial documents and complete your application with an electronic signature and peace of mind.
Today’s Mortgage Rates
View the latest rates or use our mortgage calculator to view your estimated monthly payment for your home loan.Get Latest Rates
Contact a Local Mortgage Loan Officer
Fill out the form below and one of our mortgage professionals will get back to you within the next two business days.
Work with the Best
Centier Bank is a proud member of the Indiana Mortgage Bankers Association and the Mortgage Bankers Association of America. Centier also partners with Freddie Mac and offers many of their loan products.
Secure and Fair Enforcement for Mortgage Licensing Act (S.A.F.E. Act) The SAFE Act requires Mortgage Loan Originators (MLOs) employed by federally insured depository institutions to register with the Nationwide Mortgage Licensing System and Registry ("the Registry") and to maintain and renew their registration in that system annually. Click on the link below to view Centier employees registered with the Nationwide Mortgage Licensing System and Registry.
Centier Bank NMLS # 408076
Thank you for choosing Centier Bank as your home mortgage lender. The following steps are critical to process your online mortgage application. Once you have completed your application, a Centier loan officer will contact you to discuss the application and answer any questions you may have. Your loan officer is also available to assist at any time during the mortgage process. At Centier, we pride ourselves on world class service and are happy to help you realize your dream of a new home.
In order for us to proceed with your loan request in a timely manner, we will need to receive copies of the following documents within 7 calendar days of your application:
- Copies of all W-2’s and/or 1099 forms for all applicants for the past two years
- Most recent pay stubs covering the last 30 days for all borrowers
- Copies of the most recent bank statements for each checking, savings, money market, 401k, or any other depository accounts listed on your application
- Application fee, paid either by credit card on the system, or check payable to Centier Bank
- If you are purchasing a home, a legible copy of all pages of the Purchase Agreement signed by all buyers and sellers
Additional information specific to your loan request may also be required.
If the above documents are not provided to us within 7 calendar days of the application, we will assume you do not wish to proceed and we will give no further consideration to the application. Any costs incurred by Centier in conjunction with your loan application will be considered earned and are non-refundable.
If your intent is to apply for a land only mortgage, please contact your Mortgage Loan Originator directly who will assist you in the process.