Centier Mortgages

Personal Banking / Mortgages & Loans

Buying & Refinancing a Home

For over 120 years we've helped people like you reach their goals of homeownership. We are an award-winning Indiana bank with a reputation for strong values and quality service. Centier has many options with competitive rates to help you achieve your goals.

Today's Mortgage Rates

Actual mortgage interest rates & APRs may vary based on credit history. Rates displayed assume that an escrow account for property taxes and insurance(s) will be established at time of loan closing. To view your estimated monthly payment, please enter your loan amount in the box to the right and hit the Submit button. Then click on the View Payment link for each loan type.

The information provided assumes the 0.5% discount point provided through optional enrollment in the Auto-Transfer Discount Option which requires automatic deduction from an eligible Centier checking account. $50.00 minimum deposit is required to open a checking account.

Conventional-Indiana Rate (%) APR (%) Points (%) Rebate (%) Payment
Conforming 30 Year Fixed Rate 4.125 4.205 0.000 0.500
Conforming 20 Year Fixed Rate 3.875 3.984 0.000 0.375
Conforming 15 Year Fixed Rate 3.250 3.388 0.000 0.000
VA-Indiana Rate (%) APR (%) Points (%) Rebate (%) Payment
VA 30 Year Fixed Rate 3.625 3.960 0.000 0.000
Jumbo-Indiana Rate (%) APR (%) Points (%) Rebate (%) Payment
Jumbo 30 Year Fixed Rate 4.125 4.205 0.000 0.500
Jumbo 15 Year Fixed Rate 3.250 3.388 0.000 0.000

Actual mortgage interest rates & APRs may vary based on credit history. Rates displayed assume that an escrow account for property taxes and insurance(s) will be established at time of loan closing.

Rates last updated on 5/26/2017

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Customer Quotes

"I recently refinanced my home mortgage with Candy. Her years of experience and knowledge of the mortgage industry were very apparent. She confidently addressed my specific questions and concerns during the loan process in a pleasant and professional manner. I was so impressed with the service. It was a very positive experience and I would definitely work with Candy again in the future." Jeannette

"My experience with Centier Bank was all the more pleasant because of the kindness and professionalism of Jason. I will definitely refer others to Jason and Centier. Thank you Jason, Tina, and Centier Bank for making my experience so pleasant. I am forever grateful." Jan

"Buying a home is a big step, especially when choosing a USDA loan. Brooke and Centier's lending team made this a joyful experience for everyone involved. Brooke proactively sent emails to all parties involved during every step of the loan process. Her energy and attitude made this a great experience for all." Kathy, Real Estate Broker

Available Home Loan Products

We offer a variety of mortgage loan products with great rates, great service & low closing costs. Contact us today to get started with your home loan.

  • Conventional Fixed and Adjustable Rates (ARM's)
  • FHA Fixed and Adjustable Rates (ARM’s)
  • VA Fixed and Adjustable Rates (ARM’s)
  • Jumbo Fixed and Adjustable Rates (ARM’s)
  • Construction – Perm Fixed and Adjustable Rates (ARM’s)
  • Indiana Housing and Community Development Loans
  • Lot Loans
  • Additional loan products may be available. Contact a Mortgage Loan Officer for details.

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One of the Best Places to Work in Indiana

Work with the Best

Centier Bank is a proud member of the Indiana Mortgage Bankers Association and the Mortgage Bankers Association of America. Centier also partners with Freddie Mac and offers many of their loan products.

Disclosures

Secure and Fair Enforcement for Mortgage Licensing Act (S.A.F.E. Act) The SAFE Act requires Mortgage Loan Originators (MLOs) employed by federally insured depository institutions to register with the Nationwide Mortgage Licensing System and Registry ("the Registry") and to maintain and renew their registration in that system annually. Click on the link below to view Centier employees registered with the Nationwide Mortgage Licensing System and Registry.

SAFE Act Registered Mortgage Originators

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