Personal Banking / Mortgages & Loans
Buying & Refinancing a Home
For over 120 years we've helped people like you reach their goals of homeownership. We are an award-winning Indiana bank with a reputation for strong values and quality service. Centier has many options with competitive rates to help you achieve your goals.
Today's Mortgage Rates
Actual mortgage interest rates & APRs may vary based on credit history. Rates displayed assume that an escrow account for property taxes and insurance(s) will be established at time of loan closing. To view your estimated monthly payment, please enter your loan amount in the box to the right and hit the Submit button. Then click on the View Payment link for each loan type.
The information provided assumes the 0.5% discount point provided through optional enrollment in the Auto-Transfer Discount Option which requires automatic deduction from an eligible Centier checking account. $50.00 minimum deposit is required to open a checking account.
| Conventional-Indiana | Rate (%) | APR (%) | Points (%) | Rebate (%) | Payment |
|---|---|---|---|---|---|
| Conforming 30 Year Fixed Rate | 4.000 | 4.080 | 0.000 | 0.375 | — |
| Conforming 20 Year Fixed Rate | 3.750 | 3.859 | 0.000 | 0.000 | — |
| Conforming 15 Year Fixed Rate | 3.250 | 3.387 | 0.000 | 0.000 | — |
| VA-Indiana | Rate (%) | APR (%) | Points (%) | Rebate (%) | Payment |
|---|---|---|---|---|---|
| VA 30 Year Fixed Rate | 3.750 | 4.088 | 0.000 | 0.000 | — |
| Jumbo-Indiana | Rate (%) | APR (%) | Points (%) | Rebate (%) | Payment |
|---|---|---|---|---|---|
| Jumbo 30 Year Fixed Rate | 4.000 | 4.080 | 0.000 | 0.125 | — |
| Jumbo 15 Year Fixed Rate | 3.375 | 3.513 | 0.000 | 0.250 | — |
Actual mortgage interest rates & APRs may vary based on credit history. Rates displayed assume that an escrow account for property taxes and insurance(s) will be established at time of loan closing.
Rates last updated on 9/22/2017
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Available Home Loan Products
We offer a variety of mortgage loan products with great rates, great service & low closing costs. Contact us today to get started with your home loan.
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Work with the Best
Centier Bank is a proud member of the Indiana Mortgage Bankers Association and the Mortgage Bankers Association of America. Centier also partners with Freddie Mac and offers many of their loan products.
Disclosures
Secure and Fair Enforcement for Mortgage Licensing Act (S.A.F.E. Act) The SAFE Act requires Mortgage Loan Originators (MLOs) employed by federally insured depository institutions to register with the Nationwide Mortgage Licensing System and Registry ("the Registry") and to maintain and renew their registration in that system annually. Click on the link below to view Centier employees registered with the Nationwide Mortgage Licensing System and Registry.