Compare All Centier Bank Savings Account Products
Quickly view and compare features of our savings products.
Statement
Savings1
Our most popular savings account.
Minimum Daily Balance:
$25
Earns Interest:
Quarterly
Connect
Checking & Savings2
Open your checking and savings account bundle - and get rewarded with a premium savings rate.*
Minimum Daily Balance:
$100
Earns Interest:
Monthly
Money
Market3
Earn competitive interest on higher account balances with tiered rates!
Minimum Daily Balance:
$0
Earns Interest:
Monthly
Junior
Investors4
An exciting savings account for kids to start good savings habits.
Minimum Daily Balance:
$10
Earns Interest:
Quarterly
Holiday
Savings Club5
Save for the Holidays with an account which includes automatic transfers and a one-time disbursement right before the shopping season!
Minimum Daily Balance:
$10
Earns Interest:
End of term
Open a Round Up Savings Account
Every time you make a purchase with your Centier Visa® Debit Card, we'll "Round Up" your purchase to the next whole dollar amount. The amount in excess of the purchase price is transferred from your checking account to your Savings account. Open a savings account online today with Centier.
What Our Clients Say
"I love being a Centier customer. They are always there for me."
Deangela C.
Client Testimonial - Deangela C.
"I love Centier bank they are the best."
Beth C.
Client Testimonial
"I love my bank...after living in Kentucky for six years I came back to Centier. Everyone is so nice and very helpful."
Alice W.
Client Testimonial
"Every Centier branch has a helpful staff and is always ready to answer any questions. Thanks everyone!"
Adam S.
Client Testimonial
Disclosures
¹Statement Savings requires $0 to open in a branch or $50 to open online. To avoid the $4.00 monthly fee and earn annual percentage yield, the account must maintain the minimum daily balance of $25. Statement Savings Account Rate Information - Your interest rate and annual percentage yield may change. Frequency of rate changes: We may change the interest rate on your account at any time. Determination of rate: At our discretion, we may change the interest rate on your account. Compounding and crediting frequency: Interest will be compounded every quarter. Interest will be credited to your account every quarter.
*APY = Annual Percentage Yield. ²APY for Connect Savings is accurate as of 7/01/2026. If 25 or more qualified debit card transactions post per statement cycle, earn 3.35% APY. If 16 - 24 qualified debit card transactions post per statement cycle, earn 2.75% APY, less than 15 qualified debit card transactions results in entire savings balance earn 0.05% APY. Connect Checking requires $0 to open in a branch or $50 to open online; direct deposit or e-Statements or $100 minimum daily balance is required to avoid a $2 monthly fee. Connect Savings requires $0 to open in a branch and $50 to open online. Fees could reduce account earnings. If qualifications are not met, Connect Checking converts to a Centier Checking and Connect Savings converts to Statement Savings. ATM transactions do not count as qualified debit card transactions. Bank is not responsible for merchant settlement delays. Rates are subject to change without notice. Other terms and conditions of those accounts will apply.
³Money Market minimum opening deposit is $0 to open in a branch or $50 to open online.
⁴Junior Investors Savings minimum opening deposit is $0 and must include an adult authorized signer. There is a fee of $1.00 per month if balance falls below $10.00 minimum balance. At age 19, the account converts to a Statement Savings account.
⁵Holiday Savings is available to Centier clients with another consumer account. The minimum opening deposit is $0. Interest is not compounded and will be credited to a consumer account at the end of the club term. If account is closed a check will be mailed and a check fee will be applied. Interest rate and APY may change.
Government regulations require that financial institutions make disclosures available to you when you apply for a new account. You may read and print our disclosures by clicking the following link - Disclosures.
Customer Notice: To assist the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account. When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents. Thank you for your cooperation.
Centier reserves the right to discontinue any offer at any time.