Until the next $1,000 drawing
A Savings Account with a Twist
Powered by Centier Bank, your Billinero account works as a traditional savings account - you always have access and earn interest. Plus, Billinero gives you chances to win cash prizes!
A Game-like Approach to Banking
When you make a qualifying deposit, each increment of $25 will earn you one entry towards the monthly $1,000 prize drawing. For every three monthly entries earned within a month, you will earn one quarterly entry towards the quarterly $1,000 prize drawing*.
Let's face it, fees aren't fun. With Billinero, you don't pay fees. This means more money in your account that will grow over time.
How to Win
Save money, grow your account, and you can earn chances to win.
When you make a qualifying deposit, each increment of $25 will earn you one entry in the monthly prize drawing of $1000. You can earn up to 36 entries a month.*
Bonus Quarterly Drawings
For every three monthly entries earned within a month, you will earn one quarterly entry in the quarterly prize drawing of $1,000. You can earn up to 36 quarterly entries.*
What Our Winners Are Saying
Quarterly $10,000 Winner
“I would use BillineroTM regardless of the prize incentive, but that definitely helps motivate me to use the app, and therefore, I end up saving more.”
Cameron B. of LowellBillinero Testimonial
Monthly $1,000 Winner
“I started using BillineroTM in hopes I would win the monthly or quarterly prize, but now I have built up my savings a bit, which feels like another prize.“
Jeff T. of Crown PointBillinero Testimonial
Monthly $1,000 Winner
“It’s the same excitement you get when you play the lottery, but you don’t have to spend any money for the chance to win. You just save your own money, and you still have chances to win.”
Michelle S. of PortageBillinero Testimonial
Our Recent Winners
November Quarterly Winner
An Even Better Tomorrow Begins Today
Frequently Asked Questions
You have the chance to win money by simply making a qualifying deposit, which is any deposit of at least $25. You can earn up to 36 entries a month.
When you make a qualifying deposit, each increment of $25 will earn you one entry towards the monthly $1,000 prize drawing. For every three monthly entries earned within a month, you will earn one quarterly entry towards the quarterly $1,000 prize drawing.*
Your social security number is needed to verify your identity. We want to keep our users safe, so security is one of our top priorities.
You can deposit money into your Billinero savings account by mobile check deposits, account to account transfers or by visiting a Centier branch.
Please be aware that in some scenarios, it may take 2-5 business days for funds being transferred from external accounts to arrive in your Billinero savings account.
You will see two small deposits and a withdrawal being made in your linked bank account within 2 business days of linking your account with Billinero. This is because we need to verify your ownership of the account before we allow deposits to be made from your linked bank account to your Billinero savings account.
You can visit a branch to conduct a withdrawal, transfer money from your Billinero account to an established Bank Account, or you may request a check by contacting our call center at 1.833.682.6484
Billinero savings accounts are insured up to the standard maximum deposit insurance amount of $250,000 through Centier Bank; Member FDIC.
To create a Billinero account, you must be a resident of Arkansas, Connecticut, Illinois, Indiana, Kansas, Michigan, Minnesota, Missouri, Nebraska, Oregon, South Carolina, or Virginia, be at least 18 years of age, have a social security number and a valid state issued ID.
This information is available in the account details section which can be found by clicking into the account in the Centier app.
The Routing Number and Institution Name for your Billinero account is 071920889 / Centier Bank
The Centier app is available for both iOS and Android. Click on the links below to install the app today.
Only individual accountholders of Billinero® Online Savings Accounts who are at least 18 years of age and reside in Arkansas, Connecticut, Illinois, Indiana, Kansas, Michigan, Minnesota, Missouri, Nebraska, Oregon, South Carolina, or Virginia whose accounts are in good standing are eligible to participate. During the promotion period, eligible depositors in participating states will receive (i) one entry into a monthly drawing for each increment of $25.00 within a deposit transaction that is made to an eligible account (a “qualifying deposit”) during the one-month period corresponding to the monthly drawing (up to a maximum of thirty-six (36) entries per monthly drawing); and (ii) one entry into a quarterly drawing for every three (3) entries into one of three monthly drawings during the three-month period corresponding to the quarterly drawing (up to a maximum of thirty-six (36) entries per quarterly drawing). In the event that you withdraw more than 20% of the resulting balance generated by your qualifying deposits, the entries you received from those qualifying deposits will be voided. You have not yet won.
EXCEPT FOR THE QUALIFYING DEPOSIT REQUIREMENT, NO PURCHASE OR PAYMENT OF ANY KIND IS REQUIRED TO ENTER OR WIN AND ANY SUCH PURCHASE OR PAYMENT WILL NOT INCREASE OR IMPROVE THE ODDS OF WINNING. During the promotion period beginning on October 1, 2023 and ending on September 30, 2024, there will twelve (12) monthly drawings to win one (1) cash prize of $1,000.00 (verifiable retail value: $1,000.00) in each drawing and four (4) quarterly drawings to win one (1) cash prize of $1,000.00 (verifiable retail value: $1,000.00) in the quarterly drawing, for a total of sixteen (16) prizes. Actual odds of winning are based upon the number of eligible entries received for each drawing. Major restrictions apply to the use, availability or receipt of these prizes. Winners may be required to confirm their eligibility, release us from liability, or submit to a background check to receive any prize. Each winner will be randomly selected in monthly and quarterly drawings, which will be held within ten (10) calendar days after the end of the preceding month or quarter.
This promotion is sponsored by Centier Bank, 600 East 84th Avenue, Merrillville, Indiana 46410. Further restrictions apply. Subject to bank approval. Terms are subject to change. Void where prohibited. For the complete Official Rules, which includes additional terms and conditions, visit https://www.centier.com/personal/banking/billinero/savings-promotion-raffle-official-rules.
The actual retail value of each monthly drawing prize is $1,000.00. 12 monthly drawing prizes will be awarded. Actual odds of winning are based upon the number of eligible entries received for each drawing. The actual retail value of each quarterly drawing prize is $1,000.00. 4 quarterly drawing prizes will be awarded. Actual odds of winning are based upon the number of eligible entries received for each drawing.
Billinero Savings Promotion Raffle Official Rules can be found here
Billinero Terms & Conditions can be read here
Billinero Consumer Terms & Conditions - TISA can be read here
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