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Secure your Financial Future with our Indiana IRA's

An Individual Retirement Account (IRA) is a tax-advantaged investment vehicle designed to help individuals save and invest for their retirement. IRAs offer a range of benefits, including potential tax deductions, tax-deferred growth, and flexibility in choosing your investments.
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Fixed IRA

IRA Term
1, 2, 3, 4, and 5 year1
3 year Climbing Rate 1
5 year Guaranteed Growth*

Time Deposit with interest rate established weekly and guaranteed for the term of the certificate

Compounds daily
Capitalizes semi-annually 1
*Capitalizes annually

Minimum Deposit


IRA Savings

IRA Benefits
Liquidity of a savings account and make periodic contributions into an IRA at any time (within the IRS guidelines).

Take periodic distributions at any time.

Combine other IRA accounts into one account as they mature.

Retirement funds are not locked into a specific timeframe.

Tiered interest rates based on the balance.

Compounds daily
Capitalizes quarterly and earn competitive interest on higher account balances with tiered rates.

Minimum Deposit


Planning Your Retirement

An Individual Retirement Account (IRA) is a proactive approach to saving and retirement planning. Whether you're planning for college or investing for retirement, Centier Bank offers a variety of IRAs to suit your needs. Visit your nearest Centier branch location  to open a new IRA, or contact Centier's client service center at 1-888-CENTIER.

An Even Better Tomorrow Begins Today


Government regulations require that financial institutions make disclosures available to you when you apply for a new account. You may read and print our disclosures by clicking the following link - Disclosures.

Customer Notice: To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account. When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents. Thank you for your cooperation.