Personal Banking / Round Up Savings
It's Easy to Save with Round Up Savings!
Every time you make a purchase with your Centier Visa® Debit Card, we'll "Round Up" your purchase to the next whole dollar amount. The amount in excess of the purchase price is transferred from your checking account to your Round Up Savings account.
Daily Purchase Example
|Purchase Item||Visa® Debit Card Daily Purchases||Round Up Savings Daily Transfer||Checking Register Entry|
To Join Round Up Savings, You'll Need the Following:
- Centier Checking Account
- Centier Visa® Debit Card
- Centier Savings Account
*To qualify for the promotional transfer match and the additional 0.50% Annual Percentage Yield, clients must sign up for the Round Up Savings feature between July 5, 2016 and August 31, 2016. Existing Round Up Savings clients are not eligible for the promotional transfer match or the APY increase. The additional 0.50% APY on top of the current savings account rate will remain effective through December 31, 2016. The savings account rate will revert to standard rate if Round Up is discontinued. The matching funds will be credited to your savings account within 5 business days after you are enrolled in the program for 90 days. Holiday Savings, Health Savings, any Passbook Savings, Money Market and Business accounts are not eligible. Savings accounts tied to Round Up require a $25 minimum opening balance. Monthly savings minimum balance fees will be waived provided there is at least one Round Up transaction per month. Savings fee structure reverts to standard account requirements if Round Up is discontinued. Account rates are subject to change. Fees may reduce earnings. All other disclosures remain unchanged. All Visa® Debit Cards can be linked to one savings account. All Visa® Debit Cards connected to the checking account(s) will round up to savings. Both signature and PIN transactions made with Centier Visa® Debit Cards qualify for Round Up Savings. You must be the owner on each checking and savings account you enroll. Round Up amounts will accumulate for one transfer to your savings per day. Centier reserves the right to modify the program at any time.