Personal Banking / Round Up Savings
It's Easy to Save with Round Up Savings!
Every time you make a purchase with your Centier Visa® Debit Card, we'll "Round Up" your purchase to the next whole dollar amount. The amount in excess of the purchase price is transferred from your checking account to your Round Up Savings account.
Daily Purchase Example
|Purchase Item||Visa® Debit Card Daily Purchases||Round Up Savings Daily Transfer||Checking Register Entry|
To Join Round Up Savings, You'll Need the Following:
- Centier Checking Account
- Centier Visa® Debit Card
- Centier Savings Account
1Health Savings Accounts and business accounts are not eligible. Round Up Savings (RUS) will make your non-even dollar amount purchases with a Centier Visa® Debit Card round up to the next whole dollar. The amount in excess of the purchase price (RUS amount) is transferred from your checking account to your savings/money market account. RUS amounts will accumulate for one RUS transfer to your savings/money market account per day. You must be an account owner on each checking and savings/money market account you enroll. Visa® Debit Cards can be linked to one savings/money market account. All Visa® Debit Cards connected to the checking account(s) will round up to savings/money market account. Both signature and PIN transactions made with Centier Visa® Debit Cards qualify for RUS. ATM transactions do not qualify for RUS. Centier reserves the right to modify the program at any time.
Savings/money market accounts tied to RUS require a $25 minimum opening deposit. Monthly savings minimum balance fees will be waived provided there is at least one RUS transfer per month. Savings fee structure reverts to standard account requirements if RUS is discontinued. Account rates are subject to change. Fees may reduce earnings. All other account disclosures remain unchanged.