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Due to an ATM vendor issue, Centier’s ATM services are currently unavailable and we are working with the ATM vendor to restore services. Debit card transactions are not impacted, and you can access your cash, surcharge-free, in the AllPoint ATM network located in CVS, Speedway, and other retailers. Deposits can be made at the branch, mobile banking, or at the branch night drop. We apologize for the inconvenience.  

Centier Bank has 5 convenient locations to serve you in the Greater Indianapolis area!

Centier Bank entered the Greater Indianapolis market in 2011 with a commercial loan production office in Carmel's Meridian Mark business complex. Since then, Centier has expanded its greater Indianapolis operations to include cash management, residential lending and 5 full service retail branches that offer personal banking services. These retail branches also feature convenient drive-thru services and EZ Deposit ATMs.

Ready to start your next project, pay off debt or simply open a new account? We’ve got you covered with personalized options for your financial journey.

No Fee Heloc:1

  • No Appraisal or Title Fees
  • No Closing Costs
  • No Prepayment Penalty

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Free Personal Checking:2

  • $0 monthly fees
  • Online & Mobile Banking
  • Person-To-Person Payments

Learn More

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Our partner networks make it easier than ever! Allpoint® has over 55,000 ATMs across the country, and Presto! is found in all Publix stores across the southeast.

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1. No Fee applies only to owner occupied single family residences within our normal areas. Does not apply to non-owner occupied, rental, duplex, multi-family, bridge loans, or temporary financing. Rates vary based on loan amount, loan-to-value, and occupancy. APR = Annual Percentage rate. Variable rates are based on the Wall Street Journal Prime Rate plus a margin, and are subject to change with the Prime Rate. As of 5/04/2023, Prime Rate was 8.25%. Margins range from .25% to 1.50%. Fixed rate options range from 8.75% APR to 10.00% APR, and are fixed for the term of the loan. Rate will not exceed 17.90% APR. Line of credit term is 10 years for access followed by 10 years for repayment only. Payment of the minimum monthly payment may result in a balloon payment at maturity. Property insurance required. Terms and conditions subject to change without notice. Subject to credit approval.

2. Free Personal Checking requires the enrollment of e-Statements, Online Banking, or Direct Deposit to a new Centier Checking account. Free Personal Centier Checking requires a $50 minimum opening deposit. E-statements, direct deposit, or $100 minimum daily balance required to avoid $2.00 monthly service charge. Foreign ATM fees may apply. Additional checking accounts available; see associate for terms and conditions. Not applicable with Smart Choice Checking. For a full review of personal checking account product features, minimum daily balances, or average monthly balances visit