Disclosures

*To qualify for the $50 offer, the referrer must have an open and active personal checking account or business checking account with Centier Bank.  The referred friend or must open a qualifying new personal checking account with Centier Bank and enroll in e-Statements, Online Banking or Direct Deposit within the first 90 days after account opening. To qualify for the $100 offer, the referrer must have an open and active personal checking account or business checking account with Centier Bank.  The referred business must open a qualifying new business checking account with Centier Bank and enroll in Online Banking within the first 90 days after account opening. The referred friend or business must not have been a primary account holder on a personal checking account or business checking account with Centier Bank within the past 12 months. Must be at least 18 years of age or older to participate. Please visit centier.com/personal-checking or centier.com/invite-a-business or see an associate for qualifying checking options. Personal checking accounts can be opened online. Business checking accounts must be opened at a branch location. This offer does not include Money Market accounts. All accounts are subject to Centier Bank’s Account Terms & Conditions, which must be adhered to by all account holders and are subject to change. The reward is dependent upon the type of account that is opened. If a business account is opened, both the referrer and the referred business earns a $100 reward. If a personal checking account is opened, both the referrer and the referred friend earns $50. If all criteria are met, the reward to both the referrer and the referred friend or business will be deposited within 90 days of account opening. There is no limit to the number of referrals that can be made or rewards that can be earned by the referrer.  Rewards will be credited to the primary account holders of the referrer’s and referred friend’s or business’s accounts.  In the event the referrer maintains multiple accounts at Centier Bank, Centier Bank may determine, in its discretion, which accounts will be credited with any rewards. A Form 1099 or W-2 may be issued.  Offer subject to change or may be discontinued at any time without notice.