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Earn up to

4.00%APY*

For a limited time only, we're offering a 4-Month No Penalty CD1 and a High Interest Rate Money Market2 special offer to help you finish 2025 strong!

Earn

4.00%APY

4-Month
No Penalty CD

Enjoy the security of a traditional CD with the freedom to access your funds. Stay ahead of the game with a flexible way to grow your savings without locking them away.
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Zero Fees, Zero Penalties
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Withdraw anytime after 7 days of funding
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Earn a fixed return
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Limited Time Offer
Open Account

Earn up to

4.00%APY

High Interest Rate
Money Market

Tackle your savings goals with this High Yield savings account. It's the perfect way to keep your money in play and ready for action, all while earning a competitive interest rate.
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Zero Fees when you make a withdrawal
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Withdraw anytime
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Good for Emergency Funds
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Limited Time Offer
Open Account

#1 for Retail Banking Customer Satisfaction in the North Central Region

There are so many reasons for us to be thankful! As a Community Bank, our clients and communities are everything to us. That's why being named #1 by J.D. Power is so special to us. It's truly reflective of what's most important to us - you!


Read The Press Release

Choosing the right term or account depends on your financial goals. One of the biggest considerations is when and how you will need access to your money. Are you saving for a long-term goal or a short-term goal? Or do you need access to your money now?

A money market account is an interest-bearing deposit account. It combines the features of both savings and checking accounts. They are popular with savers who are looking for a higher interest rate, but need access to their money.

When the CD Matures you will receive a Maturity Notification letting you know your account is reaching Maturity. It will explain how you can withdraw your funds, including the earned interest, or roll over the balance into a renewal CD term during the grace period. The Maturity Notice will also explain the renewal process after the Grace Period. The renewal rate is different than the current term rate. Please see an associate for rate information at maturity.

 A CD (certificate of deposit) is a type of deposit account where the funds are locked in for a specified amount of time (referred to as the term). They are popular with savers due to the interest they offer. They are the easiest way to save if you don’t need immediate access to your money. CDs typically pay fixed interest rates and can offer higher interest rates than other types of deposit accounts, depending on the market. These accounts usually provide security for longer-term savings and no monthly fees. Penalties can apply for early withdraw of funds prior to maturity date.

Visit Centier to You for access to helpful financial materials! Below are just two examples of topics covered.

Looking for more than just a checking account? At Centier we can help!
Contact My Local Branch

Your Financial Guide for Money Management

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Disclosures

 

*APY = Annual Percentage Yield.

1Earn 4.00% APY on a 4-month CD with an interest rate of 3.92% as of 9/17/2025. $1,000 minimum balance required to open CD. No penalty or fees on partial or full withdraw 7 days after funding through the end of the initial 4-month term. New money only, funds not on deposit with Centier Bank within the last 90 days. Unless redeemed within the grace period, the CD will automatically renew on the maturity date to the 3-month term at the current rate for that term at the time of renewal. See an associate for rates. Partial or full withdraws will reduce earnings. Limited time offer. Rates are subject to change without notice.

2APY is accurate as of 9/17/2025. $25,000 minimum balance required to receive the 4.00% APY. The Money Market APY will be paid on the entire balance in your account: $0 - $9,999.99 - earn .10% APY. $10,000 - $24,999.99 – earn 2.15% APY. $25,000 - $49,999.99 - earn 4.00% APY. $50,000 - $99,999.99 - earn 4.00% APY. Balances $100,000 and over - earn 4.00% APY. Money Market requires $100 to open. Fees may reduce earnings. Branch locations and residents located in the Central and Eastern Time Zones of Indiana are eligible. Only new money, funds not on deposit with Centier Bank within the last 90 days, are eligible for this offer. Limited time offer. Rates are subject to change without notice.