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Centier Personal Credit Cards

Personal Banking / Centier Personal Credit Cards

Centier Personal Credit Card

Lower rates or preferred points with rewards. Choose a Centier Personal Credit Card that's right for you and get the credit you deserve.

Extraordinary benefits with MasterCard® including:

  • Concierge Service
  • Price Protection
  • Baggage Delay Insurance
  • Car Rental Collision Damage Waiver Insurance
  • Extended Warranty
  • Travel Assistance
  • Roadside Assistance
  • Purchase Assurance
  • Travel Accident Insurance

Certain restrictions apply detailed in the applicable benefits brochure received with new credit card.

Centier Credit Cards
Centier Personal Low Rate Card*

Keep more of your money to spend on the important things with this low-rate, no-fee card.

Access a summary of credit terms by clicking ‘Terms and Conditions’ below.

Personal Card - Low Rate

Features:

Intro Variable APR:7.50% for 12 months, after which the standard variable APR will apply.
Standard Variable APR:13.49%
Annual Fee:$0
Balance Transfer Fee:$0
Late Payment Fee:$0
Returned Payment:$0
Cash Advance Fee:$0
Foreign Transaction Fee:$0

Mastercard Benefits:

  • Rental Car Coverage (additional rental car damage coverage)
  • ID Theft Protection (ID theft resolution and monitoring)
  • Global Assist (24 hour assistance with lost or stolen cards)
  • Airport Concierge (Discounted airport escort services)
Centier Personal Rewards Card*

Earn rewards when you make your monthly payment! This card rewards you 1% on every monthly payment made (example: your monthly payment of $250 = $2.50). Plus, the cash rewards are applied to a statement credit on your account.

Participation in the rewards program is subject to terms and conditions that can be found below by clicking ‘Reward Program Rules’. Access a summary of credit terms by clicking ‘Terms and Conditions’ below.

Personal Card - Low Rate

Features:

Intro Variable APR:10.49% for 12 months, after which the standard variable APR will apply.
Standard Variable APR:19.49%
Annual Fee:$0
Balance Transfer Fee:$0
Late Payment Fee:$0
Returned Payment:$0
Cash Advance Fee:2%
Foreign Transaction Fee:2%

Mastercard Benefits:

  • Rental Car Coverage (additional rental car damage coverage)
  • ID Theft Protection (ID theft resolution and monitoring)
  • Global Assist (24 hour assistance with lost or stolen cards)
  • Airport Concierge (Discounted airport escort services)

Centier Cardholder Information

For credit card support, please call 1-800-367-7576.

  • Lost/stolen cards or card problems
  • Name or address change, or adding authorized users
  • Fraud, payment, or transaction disputes
  • Rate and program information

Click here for: Reward Program Rules

Click here for a sample credit card agreement: Credit Card Agreement

Click here for credit card pricing information: Truth in Lending Document

Click here to learn how to link your credit card to online banking: View Walkthrough

Disclosures

*All products are subject to bank and credit approval. Rates, fees, and other terms are current as of 11.1.2022 and are subject to change without notice. Not a firm offer of credit.