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Meet Our Team / Justin Schreiber

Justin  Schreiber
NMLS #1116851

Justin Schreiber

Justin is an alumnus of Indiana University Bloomington, and holds a Bachelor of Science degree in Management and a certificate in finance. Justin is a member of Habitat for Humanity, Boy’s and Girls Club of Boone County, Susie’s Place, and Cystic Fibrosis Foundation. He is a licensed notary, and has over seven years of retail banking experience and mortgage loan originating. He resides in Westfield with his wife, Ashley. 

Thinking about buying a home? Access the free Homeownership e-Course via Centier To You.

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Today's Mortgage Rates

At Centier, we want to help you reach your goal of homeownership. Use our mortgage calculator to get an estimate of your monthly mortgage payment. You can also view today’s mortgage and interest rates or compare loan options.

Conventional-Indiana Rate (%) APR (%) Points (%) Rebate (%) Payment
Conforming 30 Year Fixed Rate 3.125 3.220 0.000 0.125
Conforming 20 Year Fixed Rate 2.875 3.048 0.125 0.000
Conforming 15 Year Fixed Rate 2.500 2.702 0.000 0.500
VA-Indiana Rate (%) APR (%) Points (%) Rebate (%) Payment
VA 30 Year Fixed Rate 2.750 3.027 0.000 0.000
Jumbo-Indiana Rate (%) APR (%) Points (%) Rebate (%) Payment
Jumbo 30 Year Fixed Rate 3.500 3.560 0.000 0.125
Jumbo 15 Year Fixed Rate 2.875 3.019 0.000 0.500
Jumbo Loan Special: Jumbo 5/6 SOFR Adjustable Rate Mortgage (ARM) 2.375 2.904 0.000 0.125
FHA-Indiana Rate (%) APR (%) Points (%) Rebate (%) Payment
FHA 30 Year Fixed Rate 3.000 4.069 0.250 0.000

Important Notices: Rates, terms and conditions are subject to credit approval. Interest rates, annual percentage rates (APRs), discount points and rebates shown are subject to change without notice. Payments shown include principal, interest and mortgage insurance where applicable. Actual mortgage interest rates, Annual Percentage Rates (APRs), Discount points (Points), and/or Rebate may vary based on the borrower’s specific loan request and credit. Discount points are fees paid by the borrower to specifically reduce the interest rate of the loan. A discount point equals 1% of the loan amount. A Rebate is a credit given to the borrower by the lender and is generally used to pay closing costs. A borrower may receive a rebate by opting to have a higher interest rate. The rates displayed assume:

  • An escrow account for property taxes and insurance(s) will be established at the time of closing.
  • The property is an existing, single family home located in Indiana, that will be used as a primary residence.
  • The borrower has a credit score of 740 or higher.
  • Additional assumptions and program information can be found by clicking on the View Payment links.

Rates last updated on 9/22/2021

Available Home Loan Products

We offer a variety of mortgage loan products with competitive rates, great service and low closing costs. Contact us today and get started with your home loan.

  • Conventional Fixed and Adjustable Rate products
  • FHA and VA loans
  • Jumbo Fixed and Adjustable rate products
  • New Construction Lending with a one-time close and extended rate lock period
  • Lot Loans
  • Second and Vacation Home Loans
  • Indiana Housing and Community Development Loans

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Available Loan Products

Disclosures

Secure and Fair Enforcement for Mortgage Licensing Act (S.A.F.E. Act) The SAFE Act requires Mortgage Loan Originators (MLOs) employed by federally insured depository institutions to register with the Nationwide Mortgage Licensing System and Registry ("the Registry") and to maintain and renew their registration in that system annually. Click on the link below to view Centier employees registered with the Nationwide Mortgage Licensing System and Registry.

SAFE Act Registered Mortgage Originators

Centier Bank NMLS # 408076

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