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Meet Our Team / Kelly Hendrickson

Kelly Hendrickson
NMLS #416894

Kelly Hendrickson

A career banker, Kelly has serviced residential lending needs for more than 20 years. Her attention to customer service and her creative approach to closing a loan has made her a top producer during her lending career. Kelly operates a transparent lending process, to the satisfaction of her clients, to ensure a seamless, completed mortgage transaction. She is also a top lending producer specializing in construction loans.

In addition to participating in many community events, Kelly is a member of the Home Builders Association of Northwest Indiana and the Greater Northwest Indiana Association of Realtors®.

Thinking about buying a home? Access the free Homeownership e-Course via Centier To You.


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Today's Mortgage Rates

At Centier, we want to help you reach your goal of homeownership. Use our mortgage calculator to get an estimate of your monthly mortgage payment. You can also view today’s mortgage and interest rates or compare loan options.

Conventional-Indiana View Details
Loan Type Rate (%) APR (%) Points (%) Rebate (%) Payment
Conforming 30 Year Fixed Rate 6.625 6.759 0.500 0.000
Conforming 20 Year Fixed Rate 6.250 6.424 0.500 0.000
Conforming 15 Year Fixed Rate 6.250 6.388 0.000 0.000
VA-Indiana View Details
Loan Type Rate (%) APR (%) Points (%) Rebate (%) Payment
VA 30 Year Fixed Rate 7.125 7.487 0.000 0.000
Jumbo-Indiana View Details
Loan Type Rate (%) APR (%) Points (%) Rebate (%) Payment
Jumbo 30 Year Fixed Rate 6.125 6.203 0.500 0.000
Jumbo 15 Year Fixed Rate 5.750 5.801 0.000 0.000
Jumbo Loan Special: Jumbo 5/6 SOFR Adjustable Rate Mortgage (ARM) 5.625 5.797 0.250 0.000
FHA-Indiana View Details
Loan Type Rate (%) APR (%) Points (%) Rebate (%) Payment
FHA 30 Year Fixed Rate 7.125 8.287 0.000 0.000

Important Notices: Rates, terms and conditions are subject to credit approval. Interest rates, annual percentage rates (APRs), discount points and rebates shown are subject to change without notice. Payments shown include principal, interest and mortgage insurance where applicable. Actual mortgage interest rates, Annual Percentage Rates (APRs), Discount points (Points), and/or Rebate may vary based on the borrower’s specific loan request and credit. Discount points are fees paid by the borrower to specifically reduce the interest rate of the loan. A discount point equals 1% of the loan amount. A Rebate is a credit given to the borrower by the lender and is generally used to pay closing costs. A borrower may receive a rebate by opting to have a higher interest rate. The rates displayed assume:

  • An escrow account for property taxes and insurance(s) will be established at the time of closing.
  • The property is an existing, single family home located in Indiana, that will be used as a primary residence.
  • The borrower has a credit score of 740 or higher.
  • Additional assumptions and program information can be found by clicking on the View Payment links.

Rates last updated on 11/25/2022

Customer Quotes

"Kelly Hendrickson was outstanding during our refinance of mortgage."Cheryl

"My wife Kellie and I want to thank Kelly, and all the staff at Centier, for your excellence in service in providing us with a super experience in purchasing our home. Whenever we ran into a snag on the mortgage process, you and your team were quick to help and assist."Ken & Kellie

"I really appreciate your help and hard work on my refinance. Perhaps it was just lucky timing on my part, but it is still hard to believe the interest rate and the speed in which your team was able to process the loan. As always, everyone I've dealt with at Centier was outstanding!"Greg

"It was our pleasure to work with you. Your customer service was phenomenal and we indicated such on our survey. We would use Centier again for our retirement home."Gregg & Karla

"From my first call with Kelly Hendrickson, I knew she was an instant success! She remained dedicated not only to seeing the entire loan process through completion but I feel single handedly making a “ HUGE” impact on our future banking with Centier Bank! Please extend my gratitude on behalf of my brother Robert and myself. Should you need more detail let me know as I highly recommend her. Thanks to Kelly and Centier Bank!"Michael

Available Home Loan Products

We offer a variety of mortgage loan products with competitive rates, great service and low closing costs. Contact us today and get started with your home loan.

  • Conventional Fixed and Adjustable Rate products
  • FHA and VA loans
  • Jumbo Fixed and Adjustable rate products
  • New Construction Lending with a one-time close and extended rate lock period
  • Lot Loans
  • Second and Vacation Home Loans
  • Indiana Housing and Community Development Loans

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Available Loan Products


Secure and Fair Enforcement for Mortgage Licensing Act (S.A.F.E. Act) The SAFE Act requires Mortgage Loan Originators (MLOs) employed by federally insured depository institutions to register with the Nationwide Mortgage Licensing System and Registry ("the Registry") and to maintain and renew their registration in that system annually. Click on the link below to view Centier employees registered with the Nationwide Mortgage Licensing System and Registry.

SAFE Act Registered Mortgage Originators

Centier Bank NMLS # 408076