Meet the Right Loan Officer

Meet Our Team / Lili Del Toro

Lili Del Toro
NMLS #416871

Lili Del Toro

Lili Del Toro is a seasoned banker with over 18 years of experience. For approximately ten years, she served as the Brank Manager, AVP, and Community Coordinator in the East Chicago community. Over the years, she has developed many long-lasting working relationships with clients and business in the community. As a member of Centier’s Community Development Lending Team, her experience and knowledge offer Centier’s clients options on a full range of mortgage products including Emerging Markets Programs, Fixed-Rate Conventional, Construction Perm, FHA, and VA loans. She also works with many down payment assistance programs which include IHCDA, City Of East Chicago, City of Gary, Hammond Homebound Program, and lastly Lake County Community Economic Development Department.

A resident of Merrillville, and a graduate of Purdue University Calumet with a B.S. in Business Administration and a major in Finance. She is a member of the Greater Northwest Indiana Association of Realtors, Board Member & Secretary for the NWI Mortgage Bankers Association, and a member of the Lakeshore Chamber of Commerce. She regularly volunteers to host homeownership mortgage education programs in the communities that she serves.

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Today's Mortgage Rates

Actual mortgage interest rates & APRs may vary based on credit history. Rates displayed assume that an escrow account for property taxes and insurance(s) will be established at time of loan closing. To view your estimated monthly payment, please enter your loan amount in the box to the right and hit the Submit button. Then click on the View Payment link for each loan type.

The information provided assumes the 0.5% discount point provided through optional enrollment in the Auto-Transfer Discount Option which requires automatic deduction from an eligible Centier checking account. $50.00 minimum deposit is required to open a checking account.

Conventional-Indiana Rate (%) APR (%) Points (%) Rebate (%) Payment
Conforming 30 Year Fixed Rate 4.125 4.204 0.000 0.500
Conforming 20 Year Fixed Rate 3.875 3.953 0.000 0.500
Conforming 15 Year Fixed Rate 3.375 3.451 0.000 0.250
VA-Indiana Rate (%) APR (%) Points (%) Rebate (%) Payment
VA 30 Year Fixed Rate 3.625 3.702 0.000 0.000
Jumbo-Indiana Rate (%) APR (%) Points (%) Rebate (%) Payment
Jumbo 30 Year Fixed Rate 4.125 4.204 0.000 0.500
Jumbo 15 Year Fixed Rate 3.375 3.451 0.000 0.250

Actual mortgage interest rates & APRs may vary based on credit history. Rates displayed assume that an escrow account for property taxes and insurance(s) will be established at time of loan closing.

Rates last updated on 6/27/2017

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Customer Quotes

"When I finally called Lili things started moving fast. She explained everything clearly and answered all of my questions honestly. She was also kind. I would advise anyone looking to buy a home to give Lili a call. Thanks again to everyone at Centier who helped me achieve my dream." Myrlene

Available Home Loan Products

We offer a variety of mortgage loan products with great rates, great service & low closing costs. Contact us today to get started with your home loan.

  • Conventional Fixed and Adjustable Rates (ARM's)
  • FHA Fixed and Adjustable Rates (ARM’s)
  • VA Fixed and Adjustable Rates (ARM’s)
  • Jumbo Fixed and Adjustable Rates (ARM’s)
  • Construction – Perm Fixed and Adjustable Rates (ARM’s)
  • Indiana Housing and Community Development Loans
  • Lot Loans
  • Additional loan products may be available. Contact a Mortgage Loan Officer for details.

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Disclosures

Secure and Fair Enforcement for Mortgage Licensing Act (S.A.F.E. Act) The SAFE Act requires Mortgage Loan Originators (MLOs) employed by federally insured depository institutions to register with the Nationwide Mortgage Licensing System and Registry ("the Registry") and to maintain and renew their registration in that system annually. Click on the link below to view Centier employees registered with the Nationwide Mortgage Licensing System and Registry.

SAFE Act Registered Mortgage Originators

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