Meet Our Team / Lili Del Toro
Lili Del Toro
Lili Del Toro is a seasoned banker with over 18 years of experience. For approximately ten years, she served as the Brank Manager, AVP, and Community Coordinator in the East Chicago community. Over the years, she has developed many long-lasting working relationships with clients and business in the community. As a member of Centier’s Community Development Lending Team, her experience and knowledge offer Centier’s clients options on a full range of mortgage products including Emerging Markets Programs, Fixed-Rate Conventional, Construction Perm, FHA, and VA loans. She also works with many down payment assistance programs which include IHCDA, City Of East Chicago, City of Gary, Hammond Homebound Program, and lastly Lake County Community Economic Development Department.
A resident of Merrillville, and a graduate of Purdue University Calumet with a B.S. in Business Administration and a major in Finance. She is a member of the Greater Northwest Indiana Association of Realtors, Board Member & Secretary for the NWI Mortgage Bankers Association, and a member of the Lakeshore Chamber of Commerce. She regularly volunteers to host homeownership mortgage education programs in the communities that she serves.
Today's Mortgage Rates
Actual mortgage interest rates & APRs may vary based on credit history. Rates displayed assume that an escrow account for property taxes and insurance(s) will be established at time of loan closing. To view your estimated monthly payment, please enter your loan amount in the box to the right and hit the Submit button. Then click on the View Payment link for each loan type.
The information provided assumes the 0.5% discount point provided through optional enrollment in the Auto-Transfer Discount Option which requires automatic deduction from an eligible Centier checking account. $50.00 minimum deposit is required to open a checking account.
|Conventional-Indiana||Rate (%)||APR (%)||Points (%)||Rebate (%)||Payment|
|Conforming 30 Year Fixed Rate||4.500||4.581||0.000||0.000||—|
|Conforming 20 Year Fixed Rate||4.375||4.456||0.000||0.500||—|
|Conforming 15 Year Fixed Rate||4.000||4.079||0.000||0.125||—|
|VA-Indiana||Rate (%)||APR (%)||Points (%)||Rebate (%)||Payment|
|VA 30 Year Fixed Rate||4.375||4.725||0.000||0.000||—|
|Jumbo-Indiana||Rate (%)||APR (%)||Points (%)||Rebate (%)||Payment|
|Jumbo 30 Year Fixed Rate||4.625||4.707||0.000||0.125||—|
|Jumbo 15 Year Fixed Rate||4.125||4.267||0.000||0.250||—|
Actual mortgage interest rates & APRs may vary based on credit history. Rates displayed assume that an escrow account for property taxes and insurance(s) will be established at time of loan closing.
Rates last updated on 2/23/2018
Available Home Loan Products
We offer a variety of mortgage loan products with competitive rates, great service and low closing costs. Contact us today and get started with your home loan.
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Secure and Fair Enforcement for Mortgage Licensing Act (S.A.F.E. Act) The SAFE Act requires Mortgage Loan Originators (MLOs) employed by federally insured depository institutions to register with the Nationwide Mortgage Licensing System and Registry ("the Registry") and to maintain and renew their registration in that system annually. Click on the link below to view Centier employees registered with the Nationwide Mortgage Licensing System and Registry.