Safe-Harbor-IRA

Personal Banking / Safe-Harbor-IRA®

Welcome to the Safe-Harbor-IRA

Welcome to the Safe-Harbor-IRA®

Safe-Harbor-IRA® is an automatic rollover IRA program developed by Centier Bank exclusively for missing or non-responsive terminated plan participants. Your former employer has made Centier the trustee of your automatic rollover, meaning your plan balance is now in a Safe-Harbor-IRA®.

First Time Visitor? Claim Ownership of Your IRA

If you just received your Welcome Letter and have not yet claimed your automatic IRA rollover, please take a minute to look through the documents and forms available in the section below. To claim your IRA, read through Form 5305 and the Disclosure Statement. Then fill out and print the following documents.

Mail, or scan and email SafeIRA@centier.com, these two forms, along with a copy of your valid Driver's License or other Government issued photo ID, to claim your IRA. You can send the forms back in the postage-paid yellow envelope that was included in your welcome letter, or if you no longer have that envelope, you can address an envelope to:

Centier Bank - Safe-Harbor-IRA®
600 East 84th Avenue
Merrillville, IN 46410-6366

Forms and Other Important Documents

IRS W-9 — Download


Application and Adoption Agreement — Download


Beneficiary Designation or Change Form — Download


Form 5305 — Download


Disclosure Statement — Download


Distribution Request Form — Download

Safe-Harbor-IRA® Interest Rate

Interest Rate - 0.25%
Annual Percentage Yield - 0.25%
Safe-Harbor-IRA® rates effective 8/1/2016. Rates are subject to change. Fees may reduce earnings. No minimum amount is required. Member FDIC

Choosing Your Investment Options

If your account balance is at least $5,000, you may direct the investment of your funds into an asset allocation fund(1). Please contact our office at (219) 924-1647 to discuss this option further.

(1)Securities and insurance Products are: Not FDIC insured. May lose value. No bank guarantee. Not a deposit. Not insured by any federal or state government agency.

Accessing Your IRA Online

Once you have completed and returned the required forms, you will be able to access your account online by clicking the button below.

Frequently Asked Questions

For questions about the Safe-Harbor-IRA®, including why your plan balance was transferred, what your options are, how you can invest your funds(1), and more, read through the Frequently Asked Questions About Safe-Harbor-IRA® brochure.

(1)Securities and insurance Products are: Not FDIC insured. May lose value. No bank guarantee. Not a deposit. Not insured by any federal or state government agency.

Meet Our Team

Meet Our Team

Experience what makes Centier the bank of choice in Indiana. Please contact a Centier Financial Partner team member today.

Find an Advisor

Centier Financial Partners1
600 E 84th Avenue
Merrillville, IN 46410
Phone: (219) 755-6110
CentierFP@centier.com


Contact Us


A Higher Standard of Service as Your Fiduciary Agent

Centier Financial Partners has a fiduciary obligation to act in your best interest. This includes all aspects of our relationship, from decisions involving disbursements, treatment of beneficiaries, investment choices, and a myriad of other financial and administrative decisions. As a fiduciary we have the experience and integrity to exceed your service standards and deliver results that align with your intentions. We uphold these standards as a team to help grow and protect your wealth for your financial future.1

Centier Trust Fudiciary Agent

Our value-based service culture underscores an ethical obligation to our clients.

Disclosures

1Securities and insurance Products are: Not FDIC insured. May lose value. No bank guarantee. Not a deposit. Not insured by any federal or state government agency.

Account Holders

Safe-Harbor IRA® is an automatic rollover IRA program developed by Centier Bank. We work with employers who have retirement accounts for former employees who are missing or non-responsive. If you received our Welcome Letter, please click continue below. If you did not receive the Welcome Letter, but are looking for information on retirement options, please click here.

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