| Monthly Fees | $0 with e-Statements or direct deposit, along with a $500 minimum daily balance or $1000 average monthly balance. OR $4/month |
| Opening Minimum | $0 in branch or $50 online |
| Other Benefits | Interest Bearing Account |
Account Features
A few of the highlights you can expect!
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Surcharge-Free ATM Access^
Access your funds effortlessly across an extensive network of ATMs without incurring any fees, ensuring your banking is always economical and convenient.
Centier Visa® Debit Card
Our Debit Card merges security with convenience, offering a seamless way to manage transactions and access funds.
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Use a Digital Wallet
Utilize your favorite digital wallet to enhance your your payment experience, allowing for fast, secure transactions with a simple phone tap.
Benefits for Everyday Heroes
Whether you're serving our country, protecting our communities, educating the next generation, or enjoying life after 50, we want to thank you.
Eligible account holders receive:
- No minimum balance requirement*
- No monthly service charge*
Mobile and Online Banking
Our Mobile and Online Banking services provide secure, instant access to manage your finances anytime, anywhere, with just a few clicks.
- Mobile Check Deposit
- Account Notifications
- Bill Pay
Additional Checking Accounts
Connect Checking
Open a checking and savings accounts and enjoy a premium savings rate based on debit card purchases!
Centier Checking
A versatile personal checking account designed for effortless financial management!
Free Checking
It's the perfect account if you want— zero monthly fees, zero minimum balance, zero overdraft fees, and zero to open.
Your Financial Guide for Money Management
We're Here to Help
Disclosures
*No minimum balance requirement or monthly service charge if a least one account owner is current or former U.S. Military, current First Responder or K-12 Teacher, or age 50+. First responders are defined as Firefighter, EMS, Law Enforcement, or National Guard. Identification is required. This account may be eligible for Overdraft Advantage®.
6Interest Checking accounts require direct deposit or e-Statements and a $500 minimum daily balance or a $1,000 average monthly balance to avoid a $4.00 monthly service charge.
^A fee may apply at foreign ATM locations.
If the application is submitted after normal business hours, it may take up to two business days to validate your requested information.
Bank rules and regulations apply. Minimum opening deposit is $0 in branch or $50 online for personal accounts, excluding Free Checking which is $0 to open.
Government regulations require that financial institutions make disclosures available to you when you apply for a new account. You may read and print our disclosures by clicking the following link - Disclosures.
Customer Notice: To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account. When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents. Thank you for your cooperation.
Centier reserves the right to discontinue any offer at any time.
Apple, the Apple logo, iPhone, iPad, Apple Pay, Apple Watch, Face ID, Touch ID and Mac are trademarks of Apple Inc., registered in the U.S. and other countries.
Google Pay is a trademark of Google LLC.
Apple, the Apple logo, iPhone, iPad, Apple Pay, Apple Watch, Face ID, Touch ID and Mac are trademarks of Apple Inc., registered in the U.S. and other countries.
Google Pay is a trademark of Google LLC.
Visa® is a registered trademark of Visa International Service Association and used under license.