Online & Mobile Banking

Personal Banking / Online & Mobile Banking

Mobile Banking

Online & Mobile
Banking

Access Your Money Anywhere, Anytime

Banking in the Palm of Your Hand

Money Management Without the Wait

Our mobile app is designed to offer flexible banking, without the wait. Mobile Banking services are available to personal and small business clients, and can be accessed on your Apple®, Android®, and Amazon® smartphones and tablets.

Download the App Today

The Centier Mobile App is available on the Apple App Store®, Google Play™, or Amazon Appstore™.

Mobile Banking

Mobile Check Deposit

Mobile Check Deposit

Deposit Checks from Your Mobile Device Simply deposit checks to your account any time of day – just point and snap.

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Bill Pay

Bill Pay

Pay Your Bills with the Click of a Button Skip writing checks and save on stamps by paying your bills online anywhere you’re connected.

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Debit Card On/Off

Debit Card On/Off

Protect Your Checking Account Get full control of your debit card and protect yourself from unauthorized use by simply turning your card off and back on.

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Mobile Check Deposit

Mobile Check Deposit allows you to make deposits to your personal checking account(s) from your camera-enabled mobile device.

Deposits — We accept checks payable to you, drawn on a US bank. Government checks or travelers checks are not accepted.

Limits - $2,500/day, $5,000/month.

Endorsement — Above your signature, add "For mobile deposit only" and include the last four digits of your account number.

Funds Availability — If we confirm receipt of your deposit on a business day before 5pm (CST), we will consider that day to be the day of your deposit; otherwise, your check will be considered deposited as of the next business day. We generally make funds from your check deposits available to you in accordance with the timeframes and in the amounts set forth in your Deposit Account Terms & Conditions agreement. If we decide to delay availability for a longer period, we will notify you by mail. Please retain your deposited check for 60 days and then securely destroy it.

Check Storage — Securely store your check for not more than 45 days. Make sure your deposit has been credited to your account and then destroy the check.

Tips - Trouble capturing check images, please try the following:

  • Clean camera lens
  • Turn on camera flash
  • Place check on a dark surface

Bill Pay

Pay your bills with the click of a button! Forget writing checks and the hassle of stamps and trips to the Post Office. Now you can pay your bills from home, work, or anywhere you have an Internet connection. Digital Banking clients can sign-up for BillPay through Online or Mobile Banking.

Features

  • Add Payees
  • Make New Payments
  • Schedule Recurring Payments

Receive Online Bill Pay for FREE! - Eliminate the $5.95 monthly fee by simply choosing to receive your monthly bank statements via E-Delivery.

Centier Bank uses FIS, a third party bill pay provider. FIS can be contacted directly at 1-800-823-7555.

Protect Yourself in the Event You Lose Your Card

Centier Bank offers a Debit Card On/Off service that gives you full control of your personal VISA® Debit Card to protect your funds against unauthorized use. If you ever misplace your card, you can simply turn it off in three easy steps. If you find it and are confident that it has not been misused, just turn it on again! It is as simple as that.

What Happens When the Card is Turned Off?

When a debit card has been turned off:

  • One-time debit transactions will be declined
  • Any previously authorized or recurring transactions will still be paid.
  • Previously authorized transactions will still be paid, and any recurring transactions you had previously set up will still occur
  • It will not affect your checking, mobile or online transfers, bill payments, or any other type of transaction to your account(s)

Additional Features

eStatements

E-Delivery offers e-statements and notices with a streamlined portal access for a secure, dynamic experience. You can access your e-statements and notices from within Digital Banking (Online or Mobile), or directly from our E-Delivery Portal.

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Internal Transfers

Easily transfer funds between eligible Centier accounts. You can schedule future transfers, or set transfers to repeat.

Sign-Up

  • Login to your Online Banking
  • Select the "Move Money" option
  • Select "Make a Transfer" or "Schedule a Transfer"

Your transfer will take place immediately!* Simply choose the amount and the frequency and we will automatically transfer money from either your Centier checking or savings account.

*Transfer will take place immediately providing there are no holds on your accounts and the funds are available for transfer. If you are making the transfers outside of normal business hours, then the transfer will be posted using the next business date.

External Transfers (Online Banking Only)

Easily move money between your Centier accounts and your accounts at other financial institutions. You can schedule future transfers, or set transfers to repeat.

Sign-Up

  • Login to your Online Banking
  • Select the "Move Money" option
  • Select "External Transfers"
  • Follow the instructions on the screen to "Add a New Account"

Basics

  • No Fees!
  • Transfers take about 3 days to process
  • $10 per transaction minimum
  • $2,000 per day limit
  • 12:00am (midnight) cutoff time
Money Management

Take control of your finances with our Money Management Tool

Accounts
With Money Management, Centier has made it easy to track all of your financial accounts on one screen, all within our online banking environment. It has never been easier to find all of your debit, credit, investments, loans, 401(k)s and other finance options all at the tip of your fingers.

Budgets
Understand the health of your finances and keep your budget on track! Centier’s Money Management tool lets you see where your money is going and eliminates the need to track receipts for your budgeting needs. Through Bubbles, you are able to track your monthly budgets to see where you still have room, if you’re coming up on your limit, or if you’ve spent over what you had planned.

Spending
Categorize what you’re spending on everything from shopping to food to pets and much more. You can also set goals, analyze trends, and get a crisp, clear picture of your financial portfolio. With tools like the Money Management Cash Flow tool, you are can see all your income and expenses on a given day so you know when you have more to make that next big purchase.

Get Cash Back

Turn Everyday Purchases into Cash.

  • Click to activate exclusive cash back offers at the types of places you like to shop.
  • Shop online or in stores to redeem your offers by paying with your Centier Visa Debit card.
  • Enjoy cash back — deposited right into your account at the end of next month.
TurboTax®

The Smarter Way to your Biggest Refund, Guaranteed.

From December through April, TurboTax® is added within Centier's Online Banking. Get step-by-step guidance through your taxes and guaranteed 100% accurate calculations.

  • No tax knowledge needed
  • Get help when you need it. TurboTax® is standing by 24/7
  • Customized experience so you'll know you get every penny you deserve

See TurboTax product guarantees

©2015-2016 Intuit Inc. All rights reserved. Intuit, TurboTax and TurboTax Online, among others, are registered trademarks and/or service marks of Intuit Inc. in the United States and other countries. Other parties' trademarks or service marks are the property of their respective owners.

Quicken® and Quickbooks®

If you are a Quicken® or Quickbooks® user, you can either export your financial data out of Online Banking and then import it into Quicken®/Quickbooks®, or use the Direct Connect option. Direct Connect communicates directly with Online Banking. This is the fastest method to import your data and perform transfers.

Direct Connect Sign-Up

  • Login to your Online Banking
  • Select the "Additional Services" tab
  • Select "Connectivity for Quicken® and Quickbooks®"
Alerts

Send the following alert types via email or text.

  • Low Balance
  • Large Withdrawal
  • Large Deposit
  • Balance Update
Shared Access (Online Banking Only)

Shared Access allows you to grant user access to your Online Banking account without sharing your login credentials. This service is great for small business owners, individuals who work with accountants or financial managers, or spouses or family members that need account access.

You determine the account permissions for your designated individuals (sub-users) — including the ability to transfer money between internal accounts or use Bill Pay on your behalf. You can even set approval limits if you want to review and approve a payment before it is made.

To begin using Shared Access, login to Online Banking and select Share Access with Others under the Additional Services tab.

Business ACH & Wire (Online Banking Only)

Centier’s ACH & Wire service is designed to make doing business easier. You now have the ability to make and collect payments or wire money online through your Centier Online Banking account. This service provides you with the ability to:

  • Create templates
  • Save templates
  • Schedule ACHs
  • Schedule wire payments
  • Share account access with business members
Popmoney® (Person-to-Person Payments)

Person-to-Person Payments (P2P) and External Transfers via Popmoney® Popmoney® allows you to transfer funds via ACH from your Centier accounts to another account held by you or another person at the same or another financial institution. Additional terms and conditions will be presented at your first attempt to use Popmoney®. or External Transfers. If you do not accept these terms and conditions, you will not be able to access this feature. Popmoney® and External Transfer Terms and Conditions are also available at www.centier.com/disclosures.

Security

Secure Socket Layer (SSL) Encryption - This technology scrambles data as it travels between your computer and Centier, making it virtually impossible for anyone to access your online account information.

Enhanced Login Security - A free and easy way to help prevent fraud. This superior security technology protects your identity from whatever computer you're using, whether at home, at the office, or on the go. It identifies you as the true "owner" of your accounts by recognizing not only your password, but your computer as well.

Online Banking Security

Disclosures

Click here to read our Digital Banking Terms and Conditions. Centier does not charge a fee for Mobile Banking. However, you must have a mobile phone and a wireless data plan to use this service. You may be subject to charges by your mobile carrier. Centier Mobile Banking applications support Apple®, Android®, and Amazon® mobile operating systems. Mobile Check Deposit is a feature of Centier Mobile Banking. Use of the Mobile Check Deposit feature requires a supported camera-equipped device and you must download the Centier Mobile Banking App. To use Mobile Check Deposit you must have a Centier Bank account(s) in good standing.

iPhone is a trademark of Apple Inc. App Store is a service mark of Apple Inc.
Android and Google Play are trademarks of Google Inc.

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