E-Delivery offers e-statements and notices with a streamlined portal access for a secure, dynamic experience. You can access your e-statements and notices from within Digital Banking (Online or Mobile), or directly from our E-Delivery Portal.

Easily transfer funds between eligible Centier accounts. You can schedule future transfers, or set transfers to repeat.

Sign-Up

• Login to your Online Banking
• Select the "Move Money" option
• Select "Make a Transfer" or "Schedule a Transfer"

Your transfer will take place immediately!* Simply choose the amount and the frequency and we will automatically transfer money from either your Centier checking or savings account.

*Transfer will take place immediately providing there are no holds on your accounts and the funds are available for transfer. If you are making the transfers outside of normal business hours, then the transfer will be posted using the next business date.

Easily move money between your Centier accounts and your accounts at other financial institutions. You can schedule future transfers, or set transfers to repeat.

Sign-Up

• Login to your Online Banking
• Select the "Move Money" option
• Select "External Transfers"
• Follow the instructions on the screen to "Add a New Account"

Basics

• No Fees!
• Transfers take about 3 days to process
• $10 per transaction minimum
• $2,000 per day limit
• 12:00am (midnight) cutoff time

Take control of your finances with our Money Management Tool

Accounts
With Money Management, Centier has made it easy to track all of your financial accounts on one screen, all within our online banking environment. It has never been easier to find all of your debit, credit, investments, loans, 401(k)s and other finance options all at the tip of your fingers.

Budgets
Understand the health of your finances and keep your budget on track! Centier’s Money Management tool lets you see where your money is going and eliminates the need to track receipts for your budgeting needs. Through Bubbles, you are able to track your monthly budgets to see where you still have room, if you’re coming up on your limit, or if you’ve spent over what you had planned.

Spending
Categorize what you’re spending on everything from shopping to food to pets and much more. You can also set goals, analyze trends, and get a crisp, clear picture of your financial portfolio. With tools like the Money Management Cash Flow tool, you are can see all your income and expenses on a given day so you know when you have more to make that next big purchase.

Turn Everyday Purchases into Cash.

• Click to activate exclusive cash back offers at the types of places you like to shop.
• Shop online or in stores to redeem your offers by paying with your Centier Visa Debit card.
• Enjoy cash back — deposited right into your account at the end of next month.

The Smarter Way to your Biggest Refund, Guaranteed.

From December through April, TurboTax^® is added within Centier's Online Banking. Get step-by-step guidance through your taxes and guaranteed 100% accurate calculations.

• No tax knowledge needed
• Get help when you need it. TurboTax^® is standing by 24/7
• Customized experience so you'll know you get every penny you deserve

See TurboTax product guarantees

©2015-2016 Intuit Inc. All rights reserved. Intuit, TurboTax and TurboTax Online, among others, are registered trademarks and/or service marks of Intuit Inc. in the United States and other countries. Other parties' trademarks or service marks are the property of their respective owners.

If you are a Quicken^® or Quickbooks^® user, you can either export your financial data out of Online Banking and then import it into Quicken^®/Quickbooks^®, or use the Direct Connect option. Direct Connect communicates directly with Online Banking. This is the fastest method to import your data and perform transfers.

Direct Connect Sign-Up

• Login to your Online Banking
• Select the "Additional Services" tab
• Select "Connectivity for Quicken^® and Quickbooks^®"

Send the following alert types via email or text.

• Low Balance
• Large Withdrawal
• Large Deposit
• Balance Update

Shared Access allows you to grant user access to your Online Banking account without sharing your login credentials. This service is great for small business owners, individuals who work with accountants or financial managers, or spouses or family members that need account access.

You determine the account permissions for your designated individuals (sub-users) — including the ability to transfer money between internal accounts or use Bill Pay on your behalf. You can even set approval limits if you want to review and approve a payment before it is made.

To begin using Shared Access, login to Online Banking and select Share Access with Others under the Additional Services tab.

Centier’s ACH & Wire service is designed to make doing business easier. You now have the ability to make and collect payments or wire money online through your Centier Online Banking account. This service provides you with the ability to:

• Create templates
• Save templates
• Schedule ACHs
• Schedule wire payments
• Share account access with business members

Person-to-Person Payments (P2P) and External Transfers via Popmoney^® Popmoney^® allows you to transfer funds via ACH from your Centier accounts to another account held by you or another person at the same or another financial institution. Additional terms and conditions will be presented at your first attempt to use Popmoney^®. or External Transfers. If you do not accept these terms and conditions, you will not be able to access this feature. Popmoney^® and External Transfer Terms and Conditions are also available at www.centier.com/disclosures.