Explore Financing Solutions
Term loans offer longer working capital than other financing options. Loans are available with a variety of terms and repayment options. Whether you're looking to acquire real estate, purchase equipment, or expand operations, we have the right options and expertise to help you make the best financing decision.
Lines of Credit
Seasonal and revolving lines of credit provide short-term working capital to supplement cash flows. Take advantage of supplier discounts and finance seasonal operating expenses. Single maturity notes are also available.
As local and global economies continue to grow, letters of credit are becoming increasingly popular. Centier can help you guarantee payment to your suppliers and establish credit with new vendors. Whether you are importing and exporting, or need to provide financial security locally, we can meet your needs and deliver the quality service you deserve.
Explore SBA Loan Solutions
Centier Bank is an SBA Preferred Lender and is ranked in the top 10% of all SBA lenders nationally by loan volume.
Find the Right Loan for Your Business!Contact Us
|Loan Type||SBA 7(a) Loan||SBA 504 Loan|
|For starting, acquiring and expanding a small business. We also offer a SBA 7(a) Express loan that features an accelerated turnaround time for SBA review.||A loan to provide financing for major fixed assets such as equipment or real estate.|
|Business Net Worth||Below $15 million and an average net income below $5 million.||Below $15 million and an average net income below $5 million.|
|Up to $5,000,000||Up to $6,500,000 for the Centier financed portion.|
|Loan Rates||Fixed or Variable||Fixed or Variable|
||Up to 7 years for working capital, 10 years for equipment, and 25 years for real estate.||Up to 20 years on Real Estate and up to 10 years on machinery or equipment.|
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*Source: U.S. Small Business Administration (SBA) 7(a) and 504 Lender Report.