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Loans & Lines of Credit

Get a Bank Loan for Business

Experience the advantages of choosing Centier Bank, an SBA Preferred Lending Partner, for your small business financing needs. Centier Bank stands out among the nation's leading financial institutions, ranking within the top 10% of all SBA lenders.1 Our unwavering commitment to supporting businesses like yours sets us apart, providing a reliable source of funding and unparalleled expertise.

View Options Find a Banker Near You

Term Loans

Term loans offer longer working capital than other business financing options. Business loans are available with a variety of terms and repayment options. Whether you're a business owner looking to acquire real estate, purchase equipment, or expand business operations, we have the right options and expertise to help you make the best financing decision.

Lines of Credit

Centier Bank Seasonal and revolving lines of credit provide short-term working capital to supplement cash flows. Take advantage of supplier discounts and finance seasonal operating expenses. Single maturity notes are also available.

SBA Loans

As local and global economies continue to grow, letters of credit are becoming increasingly popular. Centier can help you guarantee payment to your suppliers and establish business credit with new vendors. Whether you are importing and exporting, or need to provide financial security locally, we can meet your needs and deliver the quality service you deserve.

Explore SBA Loan Financing Solutions

Centier Bank is an SBA Preferred Lender and is ranked in the top 10% of all SBA lenders nationally by loan volume.1 

*All loans are subject to credit approval and program eligibility.

SBA 7(a) Loan

A flexible, all-purpose financing option for businesses looking to grow, expand, or refinance (also works well for start-ups).

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Fixed or variable interest rates
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No balloon payments
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Lower down payment; up to 90% bank financing or higher
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No prepayment penalties on loans under 15 years

SBA Express Loan

Fast access to working capital to support day-to-day operations and short-term needs.

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Access lines of credit up to $500,000
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Used for working capital
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Flexible spending for operations
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Streamlined approval process

SBA 504 Loan

Long-term, fixed-rate financing for real estate, major equipment, renovations, or refinancing.

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Real estate and large equipment only
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Long-term fixed interest rate
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Low down payment (typically around 10%)
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Structured for stable, predictable payments
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Request a Business Banking Callback

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Preferred Method of Contact+

By clicking “Submit,” you are authorizing Centier Bank to call you; leave you a voice message, whether prerecorded, artificial, or otherwise; or send you a text message, e-mail, mobile service commercial message, or any other electronic message for marketing purposes at the phone number or e-mail address provided on this form. Such contact may include use of an automatic telephone dialing system. Message and data rates may apply. You are not required to give your consent as a condition to receiving any banking products or services.

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Business Loan Disclosures

*All loans are subject to credit approval and program eligibility. Terms and conditions apply. Loan terms, rates, and availability may vary. All SBA programs and services are extended to the public on a nondiscriminatory basis.

The SBA’s participation in this publication is not an endorsement of the views, options, products or services of the contractor or any advertiser of other participant appearing herein.

Source: U.S. Small Business Administration (SBA) 7(a) and 504  Lender Report.1